Since Deutsche Telekom's IPO ....., I have unfortunately only paid in a mini savings installment or nothing at all for years, simply out of ignorance.
Parallel to my Deutsche Telekom employee shares, I invested in the $HJUF (-0.27%) and in 2021 I switched this to the $VWRL (-0.55%) in 2021.
Savings rate since 2021
My savings rate is currently approx. 500 euros/month plus dividends 🙂
Target
A few euros in additional passive income from dividends would be nice. Would like to retire in 2034 and hope that this works out 👍😊
Dividends
My current dividends of around €2000 per year are reinvested directly.