12H·

Target achievement 2025

Now that I've closed the books for this year, it's time to draw a conclusion for this year and compare the goals I set myself.

Goals 2025:

Target:

Deposits of €20,000

Deposit value: € 140,000

Dividends p.a.: 3.000€

Add 1 yield driver

Travel to 3 new countries

Actual:

Deposits of € 29,000 ✅

Portfolio value 23.12.2025: €147,500 ✅

Dividends: €2,250 ❌

Add 1 return driver: ❌

Travel to 3 new countries: ✅

Despite moving to Zurich, the relocation costs and my wedding and honeymoon, I was able to invest €29,000 from Q2 2025 and thus achieve my goal.

My portfolio value also reached just under €150,000 and I was able to reach my target of €140,000, although my $VWRL (+0.18%) the weak dollar is causing a lot of trouble.

Despite the expansion of the $TDIV (+0.39%) I was unable to crack the €3,000 dividend this year, which is why I am adopting the target for 2026.

I was also unable to add 1 yield driver because I currently lack the conviction to invest in one. This is also planned for 2026 and I am open to suggestions and ideas.

Despite the savings rate, I was able to travel to Sri Lanka, Namibia and Albania this year, which is why my annual target of 3 new countries was met.

All in all, a good year for me, in which I remained true to my strategy. In the new year, the portfolio is set to grow by 1 more position.

The new destinations will be published in a separate post in January.

Until then, have a great Christmas with the whole family and I hope you were able to achieve your goals as well. 🎅🏼🎄

TaubeSmash

@TaubeSmash

11Mon·

Target planning 2025

Happy New Year!

Last year was extremely successful for me, with around €40,000 in deposits + book profits and a return of around 23%, I was able to reach my target of €100,000 after just 2.5 years on the job.

For the new year, we are once again facing far-reaching changes, as we have to move to Zurich for work and need to build up reserves for the apartment. In addition, I'm still trying to manage the balancing act between decent savings rates and maximizing the return on my life. A honeymoon in Namibia and a trip to Japan are also planned for the new year.

For this reason, I assume that I will not be able to resume making payments until Q2 2025 at the earliest.

Goals for 2025:

Deposits of approx. 20,000€

Target portfolio value at the end of 2025: €140,000

Dividends in the amount of >€3,000

Add 1 yield driver to existing portfolio (planned NASDAQ 100 ETF but possibly also crypto) in the amount of 5%

Travel to 3 new countries (Namibia, Japan, ?)

Have a good start to the new year, I expect a few jolts, especially at the beginning of Trump's time in office. However, this will result in good entry opportunities.

Have a good start into the new year!

2 Comments

Congratulations on the move and the wedding!
People can argue about your strategy, but not about your focus. Keep going! 💪

•

TaubeSmash@TaubeSmash

@Epi Thanks for the kind words, have a great Christmas and I will! 🤞🏼

•