7Mon·

Adjustment of my savings plans

moin moin,

since both $PEP (-2.27%) as well as $NOVO B (+1.65%) are weakening somewhat at the moment, I am taking the opportunity to adjust my savings plans. My $IWDA (+0.24%) will only receive €50 per month in future, $PEP (-2.27%) and $NOVO B (+1.65%) 75€ instead of 50€.


This will allow me to further expand my dividend strategy and increase the proportion of individual shares in my portfolio.


As I have now finished my training and will receive my full salary for the first time in mid-March, my savings plans will be adjusted again at the beginning of March and more will be added.

I would be grateful for a few suggestions for this - I am mainly looking for dividend stocks, but we can also talk about one or two growth stocks.


One consideration at the moment is my $KO (-1.45%) position, which is up just under 11%, into $PEP (-2.27%) to take advantage of the weak phase (and the higher dividend :) ) of PepsiCo.

I am also considering selling my $1211 (+3.21%) sell my position with a 33% profit and switch to $CMCSA (-1.32%) and reallocate. The same applies here - higher dividend and extremely favorably valued, and I would also have the communications/entertainment sector in my portfolio.


Please write me your opinion on this.

Thanks in advance :)

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14 Comments

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I don't know how big your MSCI World position is. But €50 a month? And for Mcs, P&g and Pepsi also 50€ each?

I don't think these stocks are a better investment in the medium to long term. Especially as they are in the World anyway. And just because of the dividend? I don't know.
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Take a look at the annual increase in dividends at $1211. There is still a lot of room for improvement. I would consider whether it makes sense to keep part of it.
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Today +10%, hope he hasn't sold yet :D
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@MoKi28 No, I'm still inside, thank goodness 😅
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pepsi's dividend may be higher, but so is the price per share 🤪
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@1Chrischi1 So what? Dividends are always expressed as percentages and not as amounts. The percentage dividend at Pepsi is currently 3.7%, that of Coca-Cola "only" 3%.
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@1Chrischi1 But 10 pepsi shares cost as much as 20 cola shares
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@1Chrischi1 What don't you understand about percentages? I shift €500 (€500 Coca Cola is sold and €500 Pepsi is bought - so I no longer get a 3% dividend on my €500 but 3.7% (€15 at €18.50).
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Please focus more on the ETF.
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