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Epi@Epi
3Yr
10 years is a pretty short time on the stock market. Pure stock portfolios can be under water for 15 years. 30-50% bonds should be included if passive income is the goal.
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Philipp@philipp_ktz
3Yr
@Epi Sorry wrongly expressed my it should be saved now so 10 years and then handed over, the depot should run 20-30 years at least
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Epi@Epi
3Yr
@philipp_ktz Understand. May there be redeployments at some point?
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Philipp@philipp_ktz
3Yr
@Epi Yes possibly sometime in the $VHYL but let it run like this for now
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Donkey Diktator@DonkeyInvestor
3Yr
@philipp_ktz Please do not switch to $VHYL. Then rather save directly at $VWRL and stick with it. Switching will probably cost an incredible amount of taxes. See also: Why you should not bet on high dividends with a long investment horizon: https://app.getquin.com/activity/rROZDjNjkK
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Epi@Epi
3Yr
@philipp_ktz If you bet on DivGrowth for the long term, you should end up with a better dividend than on HighDivs.
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Philipp@philipp_ktz
3Yr
@Epi yes have now decided as the bulk for the AW and a small portion of the $FGEQ is bespart :) Thank you very much!
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Epi@Epi
3Yr
@philipp_ktz Shouldn't be too wrong. Now it's time to hang in there. 👍
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