Meal time community,
The year is coming to an end and we still have around €250 in tax-free investment income which I would like to transfer from $WLD (+1.1%) (which I no longer save and will liquidate in the medium term to fully utilize capital gains) into $VWRL (+0.98%) in the medium term.
The following questions arise for me:
- At ING (or in general) the FiFo principle applies, right?
- So I will look in the statements when I had the first share, how much it cost me and take the difference to the sales price -30% tax exemption for ETFs, right?
- Since I am hoping for a small Santarally, is it best to sell on the last trading day --> 30.12.2025 after 15:30 in order to have the smallest spread? The reallocation then takes place with savings plan execution on 02.01.2026.
Am I missing something? (especially with the trading days)?
Looking forward to answers and stay healthy :)
