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EUWAX Gold II - taxed like physical gold?

We know: Physical gold & crypto → tax-free after 1 year. For sales within one year: up to 600 €/1,200 € exemption limit for private sales transactions (§23 EStG) tax-free, beyond that full personal tax rate.

My question is: $EWG2 (+0.2%)
EUWAX Gold II is physically deposited and enables physical delivery - is it therefore also treated as physical gold and are gains tax-free after 1 year? And if sold within one year: up to 600 €/1.200 € tax-free?

Have a nice weekend!

4 Comments

Michael@Mbsmoker

As far as I know, this is tax-free after a holding period of one year, which is why I have $EWG2 in my portfolio.

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“Klaatu_Barada_Nikto!“@Ash

@Mbsmoker Dito.

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mco@mco

Yes, Scalable, for example, treats it correctly.
The exemption limit has also been €1000 since 2024.

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yieldhunter@randomdude

I think you know this, but I recently had to learn the difference between the exemption limit and the tax-free amount: if you exceed the exemption limit, you have to pay tax on the *complete* profit. So if your personal tax rate is above the 26.xx% capital gains tax and you don't necessarily hold > year, it may be cheaper to take an ETF without a delivery option. Incidentally, these are not that easy to find, especially for Bitcoin.

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