4Mon·

My portfolio - feedback welcome!

Hey everyone 👋

I'm 21 and have been investing since the end of last year. My goal is to build a solid portfolio over the long term and learn as I go. I'm happy to receive feedback, tips or food for thought on my strategy - everything helps to get better! 💡

About the strategy/target weighting:

Base/dividends:

$IWDA (+0.02%) to 30%

$TDIV (+0.48%) to 30%

$FGEQ (+0.28%) to 20%

Individual shares as an additional boost:

$NVDA (-0.39%) 10%

$AMZN (+0.66%) 5%

$V (+0.35%) 5%

I invest €400 per month towards the target weighting.

14 Comments

4Mon

Difficult to rate because you only see locks :/

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S.A.U.@SAUgut777

4Mon

@Alpalaka??? See this as normal 🤷🏻‍♂️

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Alpalaka@Alpalaka

4Mon

@SAUgut77 You are also premium, I am rabble

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Ronald@AlterMann

4Mon

@Alpalaka I'll build you a castle....

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Carl@CGustavo

4Mon

@Alpalaka Then buy premium and stop crying like a baby.

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Julien_rei@Julien_rei

4Mon

@Alpalaka What is missing? I'm not a premium user and haven't noticed anything?

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tommycash@tommycash

4Mon

@Alpalaka that certainly increases the quality of the contributions here significantly 🥵😂

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Pawfolio@Pawfolio

4Mon

My opinion on ETFs.

Cancel the dividend ETFs and shift everything into the MSCI World. I would also like Nasdaq or part of Emerging Markets....

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Ozzel@Ozzel

4Mon

Very clean structure, especially for the start. The weighting seems well thought out - with IWDA as the global basis, plus two dividend ETFs, which can give the portfolio stability and regular income.

The selection of individual stocks complements the whole thing sensibly: Nvidia as a growth driver, Amazon with long-term potential and Visa as a defensive fintech stock - well balanced and not overweighted.

Monthly investments at the target weighting are a strong strategy to take out emotions and benefit from the cost-average effect.

The only impulse: depending on your risk appetite, you could consider other regions (e.g. emerging markets, Europe or Asia) or thematic ETFs in the long term - simply to be even more broadly positioned. But as it stands at the moment: a very solid start with focus and a plan. Keep up the good work!

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Melly@melly-m

4Mon

You can do it.

Some would now write - take a momentum etf.

I think it's good. Keep it simple. I'm sure you'll have a lot of fun with it later

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MrSchnitzel@MrSchnitzel

4Mon

Hello Maila,

Why go for so many dividends at such a young age?
It would definitely be far too much dividend etfs for me, i.e. too high a weighting, with growth you will definitely achieve much higher returns in the long term, which should be the goal at a young age.

Personally, I would rather focus exclusively on growth.

I would also recommend Bitcoin.

Best regards 🖖

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Carl@CGustavo

4Mon

Are you sure, that so many dividend stuff is the right way for you?

Dividends often indicate that the company has no better use for the money, such as investing in growth.

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Alexander F.@Alex_DSZL95

4Mon

Simple as gold, I would say.

Very simple, title all right

You're very dividend-driven, which I understand, but there's not much left in terms of tax.

At your age, I would concentrate on building up the portfolio and go much more for accumulation.

But the stocks themselves are fine

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Olli@Olli68

4Mon

I don't like the $FGEQ. I would take 10% $EWG2 and 10% Bitcoin instead.

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