3D·

Goodbye MSCI World 👋 ... Hello FTSE All World 🤝

Fabzy ✨ · 2025-01-18T18:08:42.647490Z

Der Titel sagt es bereits. Gezwungen durch die Zusammenlegung meines Lyxor äh Amundi World ETFs $LCUW hab ich eine Vereinfachung im Depot vorgenommen. Die einzigen Sparpläne die 3 Jahre konstant durchliefen waren die in meinen World und meinen EM. Das hat nun ein Ende. Ab sofort nur noch einen Sparplan und zwar auf den $VWCE 😍 Thesaurierend natürlich 📈 Der $EIMI bleibt nun einfach liegen. Mit jeder Sparrate in den $VWCE reduziert sich mein EM Anteil also erstmal nur minimal. Sollte ich ab und zu die Lust verspüren mehr in die EM zu buttern, hab ich alles was ich brauche noch parat. Ja jetzt bin ich also auch @Vanguard Fanboy und ja jetzt will ich auch so nen verdammten Hoodie irgendwann. @Lorena wäre stolz auf mich 👉👈 Und der Esel sowieso, haben wir doch jetzt eine Gemeinamkeit mehr 😍 Und sowieso@DonkeyInvestor und ich, das ist Liebe ❤️ und jetzt schick mir deine Coins! Edit: Aber shit man, mit Transaktionskosten und aufgrund der Steuern befinden sich nun 4000€ weniger in meinem Depot. Geld das keine Rendite mehr bringt 😞

The title says it all. Forced by the consolidation of my Lyxor er Amundi World ETFs $LCUW (+0.56%) I have simplified my portfolio. The only savings plans that ran consistently for 3 years were the ones in my World and my EM.

That has now come to an end.

From now on only one savings plan and that is in the $VWCE (+0.39%) 😍 Accumulating of course 📈

The $EIMI (-0.14%) will now simply stay put. With every savings installment in the $VWCE (+0.39%) my EM share is only minimally reduced for the time being. If I feel like putting more into the EM from time to time, I still have everything I need.

So now I'm a fanboy too @Vanguard fanboy and yes, now I want one of those damn hoodies at some point. @Lorena would be proud of me 👉👈

And the donkey anyway, now we have one more commonality 😍

And anyway@DonkeyInvestor and me, that's love ❤️ and now send me your coins!

Edit: But shit man, with transaction costs and due to taxes, there's now €4000 less in my custody account. Money that no longer brings a return 😞

17.01

Vanguard FTSE All-World ETF

Bought x524 at €137.40

€71,997.60

25 Comments

ThemenmitKopf@topicswithhead

Ehh. Lost another one to the Vanguards 🙂‍↕️🫠🫡. A fallen bro/sis.

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ThemenmitKopf@topicswithhead

@topicswithhead the @DonkeyInvestor is not with HSBC, since a few months

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Nostradonkey💩@DonkeyInvestor

@topicswithhead I am everywhere

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LarryLindt@LarryLindt

@topicswithhead Bro is gender neutral

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Daniel@Djcrocha

Why not SPDR?

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Nostradonkey💩@DonkeyInvestor

And it took you so long to write this post? Ridiculous, but you're a turtle. Now go and get your cap!

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Fabzy ✨@Fabzy

@DonkeyInvestor I was so lazy and didn't really want to do anything. I even already have a cap. I'll wait for your next competition and then get the getquin potholder

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Nostradonkey💩@DonkeyInvestor

@Fabzy so I would love these too. @Kundenservice when getquin potholders in the store? Mine are ultra dirty and I can't wash them because I need them every day 😭

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Kundenservice von getquin@Kundenservice

@DonkeyInvestor There will probably be socks before that.

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Nostradonkey💩@DonkeyInvestor

@Kundenservice hmm... I could also imagine socks

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Krush82@Krush82

Less is more, as they say. Long time no more from you Kröti

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Bardok@AE23

There are Vanguard hoodies?
I want one too 💝🎉💗

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DADlikesCRYPTO@DADlikesCRYPTO

@AE23 Me too ❤️

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DjShanghai@DjShanghai

Why not the Amundi Prime all Country World? The TER is 3 times lower

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Fabzy ✨@Fabzy

@DjShanghai TER was not the decisive argument. Security, a long-term perspective and a good feeling were now the main focus.
TER was the deciding factor for me at $LCUW - you can see what has become of it.

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aminemeskni@Aminmeskini

But you pay double the fees for the same product, don't you?

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Fabzy ✨@Fabzy

@Aminmeskini the FTSE is an all-world, i.e. including emerging markets.
But yes, the TER differs from 0.12 to 0.22. I wanted to move away from Amundi and have now hopefully bought security and a long-term view with the slightly higher TER.
In the initial phase, you naturally try to beat the market. Now, after 3 years, other things are more important than checking the prices every hour and paying attention to 0.X percentage points. I want to take the market with me, hence the FTSE ;)

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aminemeskni@Aminmeskini

I hope you achieve all your goals ❤️

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