11Mon·

My "Dividend every month" share savings plan. In February it was now 72 months ... 6 years 🤩😳

The portfolio stands at around €46,800. The total return (share price + dividend) is almost 39%. With the savings plan, the average annual return over the last 6 years is therefore currently around 11.1% - not bad at all for a savings plan 😅

$MSFT (-1.57%)
$AAPL (+0.26%)
#dividende
#aktien
#sparplan
#depotupdate

172

50 Comments

Homer@Simpson

11Mon

Strong 💪😊

I only recently started a savings plan "experiment" myself, an "expert" said it can't work, I saw years ago that it works for you if you have patience and discipline 😊👍

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Finanzkroko@Finanzkroko

11Mon

@Simpson an expert said it can't work? 😀 what kind of expert is that?! That's exactly why I started in 2018 to show it transparently ✌️

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Royal_TS@Royal_TS

11Mon

@Simpson Which shares have you chosen for the savings plan?

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Homer@Simpson

11Mon

@Royal_TS https://getqu.in/J3ETcG/

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Royal_TS@Royal_TS

11Mon

@Simpson awesome, thanks for the link!

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Ayecaramba@Ayecaramba256

11Mon

@Simpson and why can't that work?

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Homer@Simpson

11Mon

@Ayecaramba256 He didn't go into the details 😂 it can't work and that's it 😂

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KingC@RaphGM

11Mon

Why only US?

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Erzwo@FYBSTRD

11Mon

@RaphGM Because success proves them right

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Finanzkroko@Finanzkroko

11Mon

@RaphGM almost US. Unilever and Toronto are not. But for the simple reason that US companies pay out quarterly dividends. In this portfolio, which I have held since 2018, the aim was to receive a dividend every month.

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KingC@RaphGM

11Mon

@user1dd1d6c06f314c38 Are there no successful ex-US companies?

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Luffy@Luffy3D2Y

11Mon

@RaphGM If you believe in US companies in the long term, why not? You can only see who had the best strategy at the end of the individual journey anyway.

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KingC@RaphGM

11Mon

@Luffy3D2Y That's clear, I just wanted to know why.

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Flo@Elurian

11Mon

@RaphGM All of these companies are globally positioned and represented, which also ensures diversification.

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Charlyfirpo@Charlyfirpo

11Mon

Make great listings....weiter and achieve goals.
Is this a tool you used to do that?

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Finanzkroko@Finanzkroko

11Mon

@Charlyfirpo excel 😅

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Dan B.@Darkside_Investing

11Mon

I think it's great, clear strategy and consistently implemented, keep it up 😉👍

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Finanzkroko@Finanzkroko

11Mon

@Darkside_Investing danke 🤩

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IkarusMK@IkarusMK

11Mon

Mega !!! I'm working towards that too! 👍🙌

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Finanzkroko@Finanzkroko

11Mon

@IkarusMK very good

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Floriano@FlorianoPerlini

11Mon

The graphics are awesome. How do I recreate them? Simply mega. About the portfolio: I think there are too few shares.

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Finanzkroko@Finanzkroko

11Mon

@FlorianoPerlini the graphics are from ecxel and Photoshop

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Frank@BlueVelvet

11Mon

Which app did you use to create the beautiful kitchen diagram?

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Finanzkroko@Finanzkroko

11Mon

@BlueVelvet Photoshop

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Frank@BlueVelvet

11Mon

Pie chart ;-)

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IchPutzHierNur@IchPutzHierNur

11Mon

why dividends? 😂 share price gains are becoming increasingly important with inflation data

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Aktienmasseur@Aktienmasseur

11Mon

@IchPutzHierNur Dividend sells (Sex sells..)

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Krush82@Krush82

11Mon

I don't quite understand, hasn't the savings plan only been running since 2018 and has yielded 39% so far?

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Chris@MrBoelter90

11Mon

@Krush82 ja

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Ella Marie Waschbär@DividendenWaschbaer

11Mon

@Krush82 I also don't get 13% p.a. and the MSCI should also be 2018-today as a benchmark and not 20 years.

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Finanzkroko@Finanzkroko

11Mon

@Krush82 has been running since 2018. Have now run the MSCI World via the back test. From 2018 to 2024 it would be 46k. So very similar to my savings plan. Both therefore around 11% p.a. Can't post pictures in the comments. If a screen is desired, just write to Insta.

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Krush82@Krush82

11Mon

@Finanzkroko but 11% CAGR still doesn't fit for 2018 - 2024?! Your total portfolio would then be around 60k or what is your starting value?

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Finanzkroko@Finanzkroko

11Mon

@Krush82 It is a savings plan. No individual investment 😊✌️

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Krush82@Krush82

11Mon

@Finanzkroko Then please do the math for me ;-)

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M47@Jiyanask

11Mon

@Finanzkroko why not msci ? Much less risk similar performance with hardly any effort...if you want to generate income later via dividends then sell MSCI and buy dividend companies ....

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Floriano@FlorianoPerlini

11Mon

@Jiyanask Too little dividend yield, some simply want more or focus more on this so that they remain motivated in the long term.

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M47@Jiyanask

11Mon

@FlorianoPerlini verstehe

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Finanzkroko@Finanzkroko

11Mon

@Jiyanask if you sell the ETF later and want to reallocate, then you first pay tax on the profit. I don't have any work with my savings plan. It's been running fully automatically since 2018 😊

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View all 4 further answers

charly984@charly984

11Mon

How do you do that? Do you buy something of each share every month?

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Money_Herr@Money_Herr

11Mon

the important thing is to STAY THERE

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eprichter@eprichter

11Mon

MSCI Core World IE00B4L5Y983 28.02.2018 to 28.02.2024 95% growth!

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Rene@schweizerinvestingenieur

11Mon

Cool thing. Well done!

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Marco@Einsteiger

11Mon

Hello @Finanzkroko. How do you see your portfolio in 10 years? Will you leave the losers in the portfolio as a control group or will they be dipped against other positions? Remark. I have now sold the worst performing positions after 4 years. These included all tobacco stocks, Unilever, 3M and everything with EM.

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Finanzkroko@Finanzkroko

11Mon

@Einsteiger As long as nothing changes for me, they will stay in. There were several reasons for selling AT&T, the dividend cut and the incompetence of the management.

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Deleted User

11Mon

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