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I don't quite understand, hasn't the savings plan only been running since 2018 and has yielded 39% so far?
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@Krush82 I also don't get 13% p.a. and the MSCI should also be 2018-today as a benchmark and not 20 years.
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@Krush82 has been running since 2018. Have now run the MSCI World via the back test. From 2018 to 2024 it would be 46k. So very similar to my savings plan. Both therefore around 11% p.a. Can't post pictures in the comments. If a screen is desired, just write to Insta.
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@Finanzkroko but 11% CAGR still doesn't fit for 2018 - 2024?! Your total portfolio would then be around 60k or what is your starting value?
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@Krush82 It is a savings plan. No individual investment 😊✌️
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@Finanzkroko Then please do the math for me ;-)
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@Finanzkroko why not msci ? Much less risk similar performance with hardly any effort...if you want to generate income later via dividends then sell MSCI and buy dividend companies ....
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@Jiyanask Too little dividend yield, some simply want more or focus more on this so that they remain motivated in the long term.
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@Jiyanask if you sell the ETF later and want to reallocate, then you first pay tax on the profit. I don't have any work with my savings plan. It's been running fully automatically since 2018 😊