4D·

Savings Plan 2 / July 2026 / TDIV

This month, thanks to vacation bookings, we were able to invest 3,000€, of which 2,000€ went into the $VWRL (-0.67%) and €1,000 $TDIV (-0.04%) . Starting next month, I’ll try to put more back in…

24.07
€1,025.72
34
10 Comments

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Unfortunately, I was only able to successfully avoid investing €3,000 this month.
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@Yoshika That's something, isn't it? 😂
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@TaubeSmash
Exactly. Maybe I'll gradually increase my non-savings rate again next year.
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Have you thought about whether you'll include the " $LDGL " in the future?
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@PWInvesting It's really been an internal struggle for me these past few days. The result is that I'm still waiting to see how $LDGL develops. If it develops positively, I would even consider reallocating my investments, since there are no capital gains taxes in Switzerland.
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@TaubeSmash …I’ve now invested 32k (reallocated from High Dividend)…up 1.6% so far…seems like a good addition to my portfolio 🙂👍🏻
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@jm_finance I think it was a good decision! I wish you the best of luck 👍
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@TaubeSmash Thank you 🙂
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How much is your monthly income, if I may ask? I also live in Switzerland, but I can only bring in a max of 1k a month—and unfortunately, not even every month.
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