TradingTom · 2023-02-04T20:33:05.127867Z

Moin zusammen, ich würde gerne zwei ETFs besparen, bin mir aber mit meiner Wahl noch unsicher… Ausgeguckt habe ich mir den $IWDA und $EXSG (50/50 besparung). Mein Ziel ist es zum einen etwas Sicherheit in mein Depot zu bekommen und zum anderen meinen hohen USA-Anteil (80%) etwas herunterzuschrauben. Ich selbst bin 18 Jahre alt, also stellt sich mir z.B. auch die Frage, ob anstelle des Dividend-ETF ein Growth-Europe ETF angemessener wäre. Ich bin auch offen für ganz andere ETFs, gerne natürlich mit entsprechender Begründung. Wenn ihr noch mehr Eckdaten braucht, fragt bitte einfach nach.

@TradingTom

1Yr·

Moin together,

I would like to save for two ETFs, but I am still unsure about my choice....

I have chosen the $IWDA (+0.56%) and

$EXSG (-0.66%) (50/50 savings).

My goal is on the one hand to get some security in my portfolio and on the other hand to reduce my high USA share (80%).

I am 18 years old myself, so I am also wondering if a Growth-Europe ETF would be more appropriate instead of the Dividend ETF. I am also open to completely different ETFs, gladly of course with appropriate justification.

If you need more key data, please just ask.

6 Comments

Joris@Joris

1Yr

Which ETF do you have so far or would these be the first ones besides single stocks?

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TradingTom@TradingTom

1Yr

@Joris $ELFW and $UIMR, but both not worth mentioning

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Joris@Joris

1Yr

@TradingTom ever thought about the $VWCE?

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TradingTom@TradingTom

1Yr

@Joris what are the advantages compared to the $IWDA?

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Joris@Joris

1Yr

@TradingTom the $VWCE has over 4000 stocks and directly the emerging markets in it (about 10%), the World around 1800 and "only" industrialized countries. With the AllWorld you have 95% of the world economy covered. There is also distributing $VWRL

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View one more answer

Epi@Epi

1Yr

If you want to bring security into your portfolio, you need uncorrelated asset classes. Classically, these are stocks, bonds and commodities. If you want to stay with stocks, look for markets that are as uncorrelated as possible. Classically this is US and EM or Tech and Consumer Staples. There is a lot on the net.

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