2Wk·

Brother or sister wanted for Msci World.

Hi folks,

in the last few weeks I have bought shares in $NESN (+4.08%) and $NOVO B (+5.32%) and thus cracked the first 10k.

Now I would like to add another ETF to my savings plan in addition to Msci World.

At the moment, however, I'm still quite undecided as to which one it will be.

Do you have any suggestions?

experience - e.g. I would take this one again

that was actually a bad decision!

Thanks in advance!

18 Comments

Murcielago@impuff

2Wk

I don't know how your MSCI World is structured. If there are no emerging markets in it, I would take a country ETF. ETF Brazil or something like that. Or India. These are countries that have a clear claim.

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Alex@ImmerWiederMontags

2Wk

@impuff Exactly, there are no emerging markets in there.
Thanks for your answer. I'll take a look at this option. Thank you !

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Epi@Epi

2Wk

If you want real diversification, take $EWG2.

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Alex@ImmerWiederMontags

2Wk

@Epi It's already on my shortlist, thank you.

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Alex@ImmerWiederMontags

2Wk

@Epi But I'll have to take a closer look at $EWG2 to see if I have any disadvantages because I live in Austria.

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Gert R.@DIVJGER

1Wk

Perhaps the $JEGP is something for you. It is based on the MSCI WORLD NR USD index and pays monthly dividends.

Here is the link to the ETF: https://www.justetf.com/de/etf-profile.html?isin=IE0003UVYC20#uebersicht

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Alex@ImmerWiederMontags

1Wk

@DIVJGER Thank you

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Sven@Nevs1848

1Wk

I also have a Euro50 and an India. Three ETFs are enough for me.

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Hebel-Horst@DoppelSchlechtMinus

2Wk

What role should it play in your portfolio? "Second ETF because one feels so alone" is not a selection criterion...

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Alex@ImmerWiederMontags

2Wk

@DoppelSchlechtMinus No, that's not what I meant. An alternative to the Msci because of the almost 70% US share.
I am again undecided about emerging markets.

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Jupp D.@JuppDupp

2Wk

@Alex_ed if there is too much USA in it for you, why not switch to an MSCI ACWI IMI $SPYI e.g. This covers pretty much everything

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Alex@ImmerWiederMontags

2Wk

@JuppDupp Thank you for your answer.
I will take a closer look at it.

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Hebel-Horst@DoppelSchlechtMinus

2Wk

@Alex_ed The US quota is again a good argument and important to mention, because otherwise you might also get the recommendation here to take a NASDAQ-100 with a measly 96% USA 😉
The simplest thing to do is then the antithesis of US maximalism, namely to add $EXUS. Or to expand to emerging markets, preferably with something like $EIMI instead of a single country. Or other asset classes, see the Epi commentary. Anything else would be wild guessing, as you have hardly said anything about your overall portfolio.

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Alex@ImmerWiederMontags

2Wk

@DoppelSchlechtMinus 96% is quite a lot - even if it is for the long term.
Emerging markets and gold would be on my shortlist anyway.
I'm currently saving €600 a month at $IWDA. Individual shares from $AAPL $NOVO B $NESN. But I only buy occasionally (when the price is right) as I would rather concentrate on the ETF.

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Hebel-Horst@DoppelSchlechtMinus

2Wk

@Alex_ed I would simply add both, e.g. in the form of $EIMI and $EWG2 (or whatever the cheapest gold ETC is for you) - then you already have a very solid long-term diversification with a nonetheless simple portfolio.

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Alex@ImmerWiederMontags

2Wk

@DoppelSchlechtMinus Thank you for your feedback!

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Gomerdoc@Gomerdoc

1Wk

In the end, it is not so much a question of which country diversification you are pursuing. It's also whether the investments are likely to be profitable. And the fact is that you can't avoid the US stock market. At the end of the 1980s/beginning of the 1990s, Japan was totally recommended: stable economy, high-tech products: to this day, the Japanese market is a disaster. And betting on countries like India or Brazil: Can go well in individual cases, but if you want to sleep peacefully: don't do it.
A good idea is simply to look around your own world with open eyes, and preferably also abroad: what kind of products are used there, what determines people's attitude to life there, in short: what do they buy?
Brazil and South America: don't fly to the moon, don't build electric cars, consumer electronics: nada, medical or scientific must-have products: No such thing: corruption: very high, economic and social stability: subterranean.
And the world's major economies (i.e. the USA, but also Europe and increasingly China) will work hard to ensure that this global economic dominance remains so.
If you look at all these emerging market ETFs and indices and compare them with the corresponding indices of the leading economies, the emerging markets have been losing for 60 years. There is no good reason to assume that I should suddenly change this.
It would require a radical change of direction and a tight organization like in China.
And even then, as a European investor investing in Chinese shares or funds in these deregulated markets, for example, who knows whether you will ever get your money back without complications....

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Alex@ImmerWiederMontags

1Wk

@Gomerdoc Thank you for all your feedback. I know what you mean about getting your money back.
But thank you very much!

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