Hi Alexander, let's say it is an all-country ETF that does its job and with very low costs. The only note is that it's a tiny fund of about 260 million and that might make it less liquid and with slightly higher spreads, i.e. difference between selling price and buying price. I personally invest in ETFs that have no less than 500 million euros invested. You can live with it anyway, it's not a big default, and for an accumulation plan it's fine.
I had no financial education until July when I enrolled in a graduate course in finance and discovered a passion. I would like to get some opinions or tips to improve my portfolio😊
Starting to invest is probably the best decision so congrats to that. I would keep it simple and have the least individual positions as possible. Stick to ETF's and some individual companies if you find value in them. Don't follow the hype. Good luck.
The advantage of the ETF is hybrid replication. This means that markets that are difficult to access and the USA are represented synthetically, which saves costs and also saves the 15% US withholding tax compared to physical ETFs from Ireland.
In addition, the TER is 0% until 10.12.25, after which it rises to 0.17%
