iShares MSCI Europe SRI ETF Forum

Hello Friends,

I have been following all the posts etc. here with great interest for a quarter of a year now.

After a lot of back and forth, I have decided on a strategy. During this time I have also had to learn a few lessons.

My general goal is long-term wealth accumulation (25 - 30 years) and I currently invest in the following shares, ETFs and cryptos via a savings plan:

$VWCE (-0.08%) 100 €

$BTC (-0.31%) 25€

$DTE (+3.23%) 25€

$NVDA (+1.43%) 25€

$IGLN (-0.02%) 25€

$AMZN (-0.92%) & $MSFT (+0.5%) I currently have small amounts in my portfolio, which I intend to increase if necessary.

Furthermore I have $IESE (+0.97%) & $QDV5 (+0.41%) but I will soon be throwing them out as they have not really performed as I had hoped over the last few months.

As I'm still very new to this, I'm hoping for constructive tips and criticism on what I could possibly improve.

I will be able to increase the savings rate myself towards the end of 2025 when I get a certain salary increase.

I look forward to your answers.

Hello everyone, another question:

After I showed my portfolio the other day, I was increasingly advised to pump everything into an ETF with my savings rate of €100.

Now I have another question, as I have seen how friendly and helpful everyone is here. I currently have three ETFs running, the $IWDA (-0.06%) the $EIMI (-0.3%) and the $IESE (+0.97%) .

Now my question is, is it a good idea to keep them running like this or should I switch to other ETFs or a completely different investment strategy (e.g. 100% in MSCI ACWI) or 60/40 instead of 60/30/10 (I just want to balance out the 60% USA a bit).

Would it also make sense to sell the shares I have already bought? Or do you think it would be stupid to keep them just to see what happens?

Savings plan idea

Hey everyone! I'm currently using this app for the first time and just wanted to get some advice, as I've seen that we're in a really pleasant community here, which spreads a lot of positivity in contrast to other platforms!

Well, the one in the pictures is my current game plan (hope the screenshots are displayed correctly).

Short explanation:

I opened my Trade Republic account about a year ago on a school trip (exactly on my 18th birthday). Since then I have invested 30€ per month at first, and 35€ per month for the last 3 months. The focus has always been on ETFs and I have tried to stick as closely as possible to 60-30-10 with $IWDA (-0.06%) , $EIMI (-0.3%) and $IESE (+0.97%) as well as possible.

In addition, I tried out individual stocks with €1 each, just to see what would happen. I have always adjusted these, etc.

A few days ago I thought I could expand my portfolio, as I'm currently receiving my first salary and have therefore increased my savings rate. I've increased the ETFs to a total of €50, plus around €20 in dividend shares and a few other shares that I think make sense.

I have deliberately selected so many individual stocks so that I only have to adjust the amounts when increasing the savings rate, especially because I will do this again soon, or buy more if I think it makes sense.

Now I wanted to ask you, what do you think?

Any tips or similar?

You can see my entire portfolio here.

Thanks for any tips anyone can give me!

Opinion on $IWDA (-0.06%) , $IESE (+0.97%) , $EIMI (-0.3%) , and $WSML (-1.01%) as ETF savings plan

Hey dear community,

after a long time of thinking, I have decided to use my $IUSK (+0.97%) , $IS3N (-0.3%) and the $EUNL (-0.06%) into an All World. Now I have the following question: What is the difference between $VGWL (-0.07%) and $VWCE (-0.08%) . I understand that one is distributing and the other is not but could someone explain to me how the whole thing works that would be really mega thanks🙌

Lg and Merry Christmas :)

Dear Community,

I have been thinking about restructuring my sector ETF's for weeks. Now I have several ideas and wanted to ask you what makes the most sense. So either I dissolve all Etf's immediately and shift into an All World or I shift $CBUF (-0.61%) and $L0CK (-1.91%) into the remaining three. Idea number 3 is $CBUF (-0.61%) , $L0CK (-1.91%) and $IS3N (-0.3%) into the World and keep the $IUSK (+0.97%) to keep. Do you have any other ideas or what would you most likely recommend. Please for your opinion, thank you :) Lg

Savings plan 📈

Hello dear community, my father has saved for me this ETF the last few years. I am trying to build up a dividend portfolio until I reach the 801 € and then switch to Accumulated. Should I sell the ETF and split the money into the All World or other stocks in my portfolio? What do you think?

Savings plan, this time a little more.