Hello everyone,

In the last few days I have introduced myself and my portfolio. I have really taken your advice to heart and tried to implement it in a plausible way. Once again, a big thank you to everyone who has helped me with advice and constructive criticism. Merci! 😁

Today I'm summoning up my courage once again and presenting you with the result of the new and hopefully final restructuring. I have reduced the original 26 items to 6 items and aligned myself as follows. It didn't just come down to the $XDWL (+0.48%) ended up. I still wanted to have some accessories.

The conversion is being done step by step, so it will take some time

Xtrackers MSCI World ETF - $XDWL (+0.48%) - 65%

UBS LFS MSCI Emerging Markets ETF - $EMMUSA (-0.88%) - 5%

Xtrackers MSCI Europe Hi Div Yld ESG ETF - $XZDE (+0.43%) - 5%

Xtrackers DAX ETF - $XDDA (+0.34%) - 5%

VanEck Defense ETF A - $DFEN (-0.78%) - 15%

Xtrackers IE Physical Gold ETC Securities - $XGDU (+0.1%) - 5%

The main value will flow into the All-World and will be supplemented by a small weighting in emerging markets.

I deliberately chose Europe and Germany because I I assume that positive developments can be expected here again in the future. Must!

The Defence item will remain in the portfolio as long as the positive trend continues. Should this change, the stock will be reallocated to All-World.

Gold is a stock that I would also like to keep in the portfolio. I am still $BTC (-1.96%) I am still thinking about. Nothing planned (yet).

I would then allocate the monthly savings installment to the positions on a percentage basis.

That could be a reasonable basis for 2025, what do you think?

Thanks again for your feedback.

Best regards

Daniel