FTSE All World ETF Forum

Hello everyone!

Happy start of the new week to all of you! Here’s my update. Thanks to the strong growth in crypto, I’ve now crossed the 100k mark in euro. At the moment, I have my last paycheck set aside (around 2-3k euros, which will go toward rent, groceries, etc.). I’m not investing anything from this paycheck, as I want to try building up a cash reserve again to feel more comfortable.

I also have some unrecorded trades with substantial gains, though I haven’t closed those positions yet. I’ll reflect them in the portfolio once I close the positions and, as usual, buy more $FWRG (-0.55%). Yesterday, I also sold some of my altcoins $MATIC (-3.85%) , $ALGO (+2.45%) , and $ARB (-3.03%) and bought $SUI (+1.65%) instead. I’m not too confident in a major alt season, but I do think we’ll see some growth through the end of the year.

Wishing everyone a great week, and see you next time!

Hello everyone!

Another week has passed. This week, I was unfortunately down with a cold (these colds are really getting to me, haha), but I’m back and ready to give you an update. So, I’ve officially crossed the 100k mark! Last week, I had to withdraw 1.3k from the portfolio without adding anything new. This was a one-time action because I made an unwise trade and needed to cover the loss. Considering the profit buffer I’ve accumulated this year through active trading (which, of course, I don’t display in the portfolio—only the deposits), I’m not too upset.

As I mentioned in my last post, I plan to slow down my savings pace, at least temporarily, to give myself a break and maybe reassess a few things, not only in investing but in life in general. It’s funny how my two favorite hobbies — bodybuilding and investing — become more valuable with each passing year, building helpful habits and shaping my mindset. Sometimes, my excessive determination can get in the way, but discipline is by far the most important quality that helps in investing.

I genuinely believe that anyone can profit in a growing market, as long as they have the discipline to stick to a regular routine. That’s the real “secret” — there is no secret. It’s all very simple from a technical point of view (you don’t need a super strategy, 500% annual returns, or any of that nonsense, and you don’t even need to pick the one stock). Critics might point out that my portfolio has some random individual stocks and crypto — that only proves that you can take nearly any stock and make a profit if the US market and S&P 500 are rising, as they are fundamental to the entire US and global economy.

Next week, I plan to add a few thousand euros and buy more $FWRG (-0.55%) on Interactive Brokers. I also need to finally start clearing out altcoins from my portfolio and maybe lock in some profits on Bitcoin, transferring it into ETFs. But I feel we’re heading for another quarter (or more) of strong growth ahead.

Wishing you all a great Friday and fin de semana, and I’ll see you on Monday with another update!

Hello everyone!

I’m back from vacation and ready to continue with my weekly updates.

Since my vacation, I’ve received some dividends, which I reinvested, and I also bought some $BNB (-1.05%) , $ETH (-1.03%) , and around 1600 euros worth of $FWRG (-0.55%) . I earned these 1600 euros through trading. As for new cash, I was only able to add 200 euros to my Revolut account, and I used that to buy $VUSA (+0%) .

Additionally, I’ve started building a cash position equal to 3-6 months of expenses, as recently, money seems to disappear unexpectedly, and there’s a risk of not having enough when needed. I have a rule not to withdraw money from my investments, so I need a separate account (not my main one) where I’ll keep 5-10k euros just in case. Revolut currently offers 3.5% interest per year, so I plan to keep this reserve there.

During my vacation, I tried to set aside some time to analyze my behavior, read books about capitalism (yes, I'm really interested in it!), and think about additional sources of income. It seems like it would be a good idea to earn extra money outside of my main job by creating content and talking about things that interest me (including finance and investments). I also noticed that my obsession with the goal of reaching 100k in investments, while it feels like the right thing, can sometimes negatively impact my emotional state. So, I’m trying to be less critical of myself for non-optimal behavior (in terms of savings) and to enjoy purchases and travel more (though, to be honest, it’s not going too well yet, haha).

Have a great week, everyone, and see you next time!

Hello community!

I'm quite new to the investments world, but I've studied a bit and I'd like to have an additional opinion about how to invest my money.

I have 20k euros to invest, and I plan to add 400 euros every month.

I plan to let this money grow for at least 20 years or even more.

I have decided to invest in I decided to invest in an All-World ETF and my choice fell on $VWCE (-0.62%) (I have also considered the $FWRG (-0.55%) which has lower TER, but also lower fund volume and higher spread).

But I'd like to add one or more (not to much) ETFs to boost up a little bit the performance and I was thinking about some ETFs on the Nasdaq100 or the S&P 500 indexes (like $SPYL (-0.01%)
$SPXD (+0%)
$VUAG (-0%)
$VUSA (+0%)
$EQQQ (+0.16%)
$UST (+0.15%) ).

What do you think about this idea? I have read that there is an overlap problem doing this but I'd like to have more opinions about it.

I think also that would be nice to have some money coming from dividends for everyday use, but I haven't searched nothing and it's not essential for me.

Have you got any suggestions?

Thank you in advance

Hello everyone!

Another week has passed. I added 950 euros to my Interactive Brokers account and invested the entire amount in $FWRG (-0.55%) . Progress on my savings has been slower than I’d like in recent months because I bought an expensive gift for my wife’s birthday, paid for a trip for my mom and grandma, and helped my sister with her tuition. In total, I’ve spent around 5,000 euros over the past month and a half. It’s not a huge amount, but of course, part of me would be happier if that money had been invested in ETFs. Still, I believe that spending on things like this is exactly what money is for, so I don’t regret it. I wanted to share this with you because, thinking back to when I first started my FIRE journey, I would have felt and thought completely differently—kind of like some youthful maximalism.

Nevertheless, I’m still pushing towards my 100k goal this year, although progress is slow due to the major pullback in crypto. I hope we’ll see a new ATH for $BTC (-0.34%) this year—let’s not forget about the seasonality of election years!

I’m also taking your comments into account (by the way, thanks for sharing them—it’s great to know I’m not just talking into the void!). I’m planning to get rid of all my altcoins and keep just 1-2 ETFs in my portfolio, but I’d like to do this closer to hitting the 100k mark.

Have a good week and see you on the next one!

LTM - Best stock markets in the world

Don’t try to pick the winning country. Buy them all. 

$VWCE (-0.62%)
$SPYI (-0.56%)
$FWRG (-0.55%)

Man, I got sick again and was out for a week. I guess I need to slow down with the diet and workouts, lol.

Hello everyone! Wow, what a week gotta tell you! I hope you're all doing well and that last week's market sell-off didn't get you down. I was closely watching $BTC (-0.34%) last week, but I didn't make any trades because I was sick and my head was in a fog. This week, I'll likely buy more ETFs $FWRG (-0.55%)
$SCHD
$VUSA (+0%) and sell off some weak positions in crypto because I don't see any point in holding onto losers like $MATIC (-3.85%)
$ALGO (+2.45%)
$LINK (-1.8%) etc. in my portfolio.

Have a great week, and see you next time!

Hello everyone!

Last week, I added some funds to my eToro account and bought $QQQ for 200 euros. Here's something important: I compared the returns of Europe and the USA and realized that I'm not satisfied with $SPYW (-1.63%) . Despite the high dividends, their performance is significantly worse than I would like. I sold all my SPYW and bought $FWRG (-0.55%).

This week, I'm going to visit a friend in Cyprus, where I'll be working and relaxing a bit. I'm not sure if I'll be adding any funds this week, but I definitely plan to next week.

Have a great week, and see you soon!