After almost 4 years of investing I came to a conclusion for my portfolio strategy.

Almost 4 years I've spend around 60% of my total portfolio into $VWRL (+1.32%) the other 40% went into stocks that were high promises, but more then half of them lost me money. Overall I've had a stable return on VWRL and the individual stocks lost me money.

Now I have come to the conclusion it is better to downscale my individual stock position from around 20 stocks to a maximum of 3. Which are going to be $AD (-1.2%) Ahold Delhaize, $BFIT (+0.45%) Basic-Fit, $NN (+1.55%) NN Group and $WHA (+0.48%) Wereldhave. With a total investment of 20% of my portfolio (10-5-2,5-2,5). The remaining 80% will be going into VWRL and VHYL because I can't outperform these great ETF's.

Even though I am young (25y) and can take a higher risk, it loses me return if I do so. Please have a look at my portfolio and see for yourself. What is your opinion?