No dividend focus - that's already very good! But I have 2 thoughts/questions: What do you hope for from the sector ETFs? And if you say yourself that your risk affinity is not that high - is 15% gold enough?
•
22
•
@randomdude isn't it better to have the dividend focus later, when you are 40 years old. I mean it would be important for me first to expand my starting capital with growth shares and then later to invest all the money in dividend shares, so that I have a so-called "financial freedom".
•
11
•
@randomdude I still have physical gold in my safe deposit box, so it doesn't really matter here, but I'm ready for a return 😄 I've had good experience with the sectors over the past 5 years. The sales of the represented companies do not stagnate significantly even in times of crisis and have proven themselves in difficult times.
•
11
•Okay, risk tolerance is very individual - maybe you meant crypto is too heavy for you, I immediately thought of a significant reduction in equity exposure. I remain skeptical about the sector ETFs. Health Care hasn't done much differently than MSCI World over the last few years and the two Consumer ETFs on average as well. I can't see any real sense in that.
•
22
•