Hello dear community,

What do you think about the following investment strategy?

In essence a 70/30 strategy with some proven industry satellites around.

I am in my late 20s and would like to invest a larger sum according to the key as well as a monthly savings plan of 2k+ EUR (in the savings plan no gold, but more play money for individual stocks).

I am not interested in dividends, my investment horizon is 20+ years, risk affinity is not too high. I already have a stock portfolio but it costs me quite a bit of time and is always emotionally present. With a larger ETF portfolio I would like to bring a little peace in.

I would be interested to know what you think or what you would do differently.

#strategie
#portfoliostrategie
#anlagestrategie
#aufteilung
#etfs
#etf
#community
#personalstrategy
#portfoliofeedback
#etfanalyse
#etffeedback

Topic: Trading fees and strategy | Bank employees

Dear Getquin community

I hope you are doing well.

My career path has recently taken me to a bank.

This will now have an impact on my investment behavior as it is not allowed for us bank employees to trade through external brokers according to the guidelines.

Until now, I have traded my assets through Degiro and benefited from the favorable trading fees offered by online brokers. :)

My strategy there was to invest 10% of my income in securities (individual stocks, ETFs, REITs) every month, with a long-term investment horizon. Fees were usually not higher than ~CHF 10 per trade.

With my personal custody account at my employer's bank, I now pay per trade - despite staff conditions:

• Shares and ETFs traded in Switzerland: CHF 47.50
• Shares and ETFs traded on other markets: ~CHF 79

As you can see, this is significantly more expensive than with online brokers.

In this regard, I would like to get different opinions from the community here on how you would adjust your purchase interval in light of this. I was thinking about investing higher amounts at longer intervals instead of monthly, so that the higher transaction fees don't carry so much weight. Perhaps someone can share their own experiences?

I am very much looking forward to your feedback.

Many thanks in advance.

Have a nice day and happy Easter. :)

#bank
#banken
#banker
#aktienhandel
#strategie
#investieren
#gebühren
#investment
#anlagestrategie
#broker
#depot
#handel
#wirtschaft
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#etf