Sven (@Shaikun) on getquin

3Mon·

Hello everyone,

would these ETFs be sufficient for return and diversification? I am 34 and the investment period would be until retirement :-)

50% $VWCE (+0.17%) FTSE World

15% $CSPX (+0.32%) SP500

10% $ANX (+0.02%) Nasdaq 100

10% $FLXI (-1.21%) MSCI FTSE India

10% $EXSA (-0.81%) stoxx 600

5%. $EWG2 (-0.3%) Gold Euwax 2

Would then be 58% USA, 18% Asia and 18% EU

TECH is 25%

I currently have 70% Sp500, 20% sp500 Tech and 10% nasdaq 100 and want to change this

Thank you already

19 Comments

Rmann@Epi

3Mon

In the FTSE World you have 60% S&P500 and in the S&P500 you have 60% Nasdaq100. The correlation between the ETFs should be over 0.9. What does that get you?
5% gold - that doesn't compensate for anything in a crisis. What's the point?
And why are you doing without BTC?

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Kai@Dividenden-Sammler

3Mon

I would combine the 15% S&P500 with the 50% FTSE Allworld into one position. I don't think you need both together.

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Sven@Nevs1848

3Mon

If you can cope with this blatant USA overweighting, you can do it that way, but it would be a bit too confusing for me. Best regards

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Sebastian@Enigma_4

3Mon

So you're putting almost 90% of your money in American companies and most of it in tech companies?
With the $VWCE you already cover almost everything or am I wrong (?), maybe add some more emerging markets to have the weighting not only on the big companies and there best 70/30

Would be a strategy now

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Sven@Shaikun

3Mon

So it would be 58% USA 18 Asia and 18 EU.
Tech is 25% in total

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Yannic1990@Yannic1990

3Mon

As the others have already said, there is a lot of overlap between the SP500 and NASDAQ100... you can actually choose one of them... of course, if you want to achieve returns, you can't avoid tech stocks! So you can escalate here 😅 maybe you can include another future-proof ETF -> Heath Care for example... here again the question is how much USA share do you want... but there are also Health Care Europe ETFs...
Good luck 💪🏻

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ZeroIncomeStrategy@ZeroIncomeStrategy

3Mon

I take a critical view of overlapping ETF stacking if it is not justified by a clear strategy.
Add 15% USA and 10% Europe to the All-World? I.e. essentially underweight Japan & Co... what do you have against them? Or what's the point?
Also, the All-World has 30% tech... why add an extremely tech-heavy ETF if you seem to want to get out at 25%?

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Pascal@PascalWasbeer

3Mon

Exsa is a good one

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Brent@Belgian_Engineer

3Mon

You have 50% in world ETF while the s&p is also a world ETF. And this isn't good diversification if this is your whole investment portfolio or you need to be prepared to lose big in the future. When you retire and the market crashes you could out live your earnings.

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