ETF Accumulators versus Distributors - here's the answer!
As a supplement to today's Vanguard post, a very good comparison video from Finanztip in my opinion, is already 3 years old, but still valid! Except for the old tax-free amount of 801€, nothing has changed.
A post to bookmark, and whenever then the decision between Thesaurierer and Ausschütter in the room - times quickly watch the video as a refresher! Then finally time with the eternal compound interest discussions, tax deferrals, advance lump sums and dividends.
The bottom line up front: If you reinvest the dividends regularly, a dividend payer has no disadvantage compared to a reinvestor; both receive approximately the same net payout in the end.
The main difference is:
The accumulator is a "carefree package without effort" in contrast to the payout unit, where you reinvest the dividends again and again.
Financial tip: https://youtu.be/eAY6iZ6mlyw
Vanguard Post: https://app.getquin.com/activity/lMJYvsxvOT?lang=de&utm_source=sharing
