Felix (@Felix_wgl) on getquin

1Yr·

Portfolio Feedback

Hello,

I invest since about November 2022 and try to build up my portfolio little by little. My strategy so far consists of buy & hold and my goal is to eventually cover my monthly fixed costs to be able to put my salary (apprentice) fully on leisure and other investments.

I am 20 years old and my salary is still somewhat limited due to my education, I am currently saving monthly these two etf savings plans

$IWDA (+0.52%)
$EXI2 (+0.34%)
In addition, I buy now and then a few individual shares to expand my dividend portfolio.

I would be very happy about feedback, but of course I am also open to criticism or suggestions for improvement.

Mfg Felix

Check out my Dashboard now!

26 Comments

Sparfuchs@Reinecke

1Yr

Don't worry, the first million is always the hardest. In 6 months, you'll have an easier time.

•

View all 3 further answers

Joris@Joris

1Yr

Your goal (cover fixed costs) and the limited amount you invest per month (without knowing exactly, I conclude from your statements), do not quite fit together. As Sparfuchs has already said, you won't be an apprentice for a long time. Set yourself there aufjedenfall another goal and a strategy as you get there. If you can also cover your fixed costs of your dividends in e.g. 10 years of it, then you reinvest the money no longer and profit from the 11th year no longer from compound interest effect. Which can be enormous for you, because you are only 20. About your portfolio: I would think about the Titan ETF. With the individual stocks and the World you have the values represented 3 times in your portfolio. You can concentrate on the World for the time being. If you want to have the World as the largest position.

•

View all 3 further answers

Tim@Stratege_Tim

1Yr

Why does it have to be so many individual stocks? Why not a dividend ETF like $SPYD?

•

Show answer

Seventrader@7Trader

1Yr

The individual titles are strong 💲👌

••

Show answer

GHFx@GHF

1Yr

Simple, clear strategy with good individual stocks. However, >40% of the individual stocks are not div. payers... it will then of course be difficult to cover the fixed costs with the div. 😉 In times of higher interest rates, the FAANG papers will also no longer achieve such growth as until 2021.

••

View all 3 further answers

~ Michael 💎 🏅@Michael-official

1Yr

What other dividend stocks do you want to include?

••

Show answer

Mister_ultra@Mister_ultra

1Yr

The Dow Jones Global Titans ETF somehow disturbs me a bit in your portfolio. You already have some of the shares as individual stocks in the portfolio. In addition, it overlaps so strongly with the World ETF. I would take out the Titans ETF and rather expand the health and pharmaceutical sector. Alternatively, China would also be an idea as an admixture (of course, you have to be aware of the risk). As an alternative ETF, take a look at $GGRP. Here, there is a strong focus on qualitative dividends with good growth.

••

View all 3 further answers

Fred@Fred297

1Yr

Keep it simple! I have $ISAC and use it every month.

••

View all 3 further answers