profile image
Your goal (cover fixed costs) and the limited amount you invest per month (without knowing exactly, I conclude from your statements), do not quite fit together. As Sparfuchs has already said, you won't be an apprentice for a long time. Set yourself there aufjedenfall another goal and a strategy as you get there. If you can also cover your fixed costs of your dividends in e.g. 10 years of it, then you reinvest the money no longer and profit from the 11th year no longer from compound interest effect. Which can be enormous for you, because you are only 20. About your portfolio: I would think about the Titan ETF. With the individual stocks and the World you have the values represented 3 times in your portfolio. You can concentrate on the World for the time being. If you want to have the World as the largest position.
2
@Joris what strategy would you recommend me the with about 200 € a month to invest, but still to benefit from the compound interest effect. If I focus on the $IWDA I could profit there yes from the compound interest effect and next to further Div.Zahler besparen to come at some point to my goal if I have now understood correctly? (current dividends are reinvested).
profile image
@Felix_wgl I'm not going to give you any specific advice on how to invest your money, but I do recommend that you read a lot about goals, strategy, wealth accumulation, pension gaps, dividends, stocks, the stock market, and much more. To read and first invest a lot in your financial education. After that you will see much clearer and know exactly what you want. Btw you also benefit from compound interest when you reinvest the dividends, so not only from theausierer.
@Joris sounds good. Did you acquire all this knowledge through books?