2Yr·

I just have to ask your opinion again, I have now invested for just under 1000€ in All-World ETF. Furthermore, I would like to save it now for at least the next 20-25 years with 100€ per month. Would you support this decision? Thumbs up 👍🏻 for yes, SOS 🆘 for no. Thanks for your opinion.

17.05

Vanguard FTSE All-World ETF

Bought x10 at €99.38

€993.77

181

34 Comments

Sparfuchs@Reinecke

2Yr

We are all $VWRL groupies. Who should press SOS ?

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0xBerndBuffet@0xBerndBuffet

2Yr

Bitcoiners and other crazies who think they are smarter than the market

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Cekay@CMustermann

2Yr

As a core, there is probably no better option. Make sure you reinvest the dividends diligently, then you will outperform 50% of the users here on the platform (including me probably...).

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Lazar@Lazar

2Yr

@CMustermann You have an absolutely solid core satellite portfolio ...except for a few gambler positions perhaps, but fun must also be! ;)

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AI sagt@GoDividend

2Yr

@CMustermann probably you are right😂

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Cekay@CMustermann

2Yr

@Lazar thanks - but these are all comparatively tiny investments, so I might even get them out of the app. Track really not automatically

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Cro@Cro

2Yr

Absolutely the right approach for a solid and healthy start. With the current time, perhaps even increase the savings rate slightly if possible and invest partial amounts of vacation pay, Christmas bonus, etc. with pure. Always reinvest the dividends nicely🚀👍🏾.

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Helmut O.@helmut_ott

2Yr

@Cro If you reinvest the dividend anyway, you can choose an accumulating ETF right away - also saves transaction costs.

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Cro@Cro

2Yr

@helmut_ott I agree with you. However, the dividend is of course also a great motivation from a purely psychological point of view. 🚀👍🏾

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KevinE@KevinE

2Yr

@Cro I sign that! @Lunzi like to watch the videos of financial flow on YouTube on the pension gap. Do not want to badmouth your 100 € / month, but I think this in the future to top up (as soon as possible) is definitely sensible!

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Christian@Lunzi

2Yr

Glad to get so much positive feedback. Thank you getquin community 🙏🏻

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Epi@Epi

2Yr

@Lunzi Confirmation bias is strong here!

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Philipp@DerAkti0naer

2Yr

I like it! But I would prefer an accumulating one.

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Wolf@WO-LF

2Yr

Good morning I am of the opinion as long as the exemption amount of 1000 euros is not reached ,quietly invest in distributing, apart from the motivational aspect 😊 In addition to the monthly savings plans you can reinvest the distributing profit collecting at the right moment. Just my approach. Glad to hear other opinions.

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Christian@Lunzi

2Yr

@Unicut this is exactly my reasoning 👌🏻

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jona_sdt@jona_sdt

2Yr

I think America has too large a share of over 50%. But it depends on how you see the future of the USA and how your portfolio is structured. LG

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Alaba@Alaba

2Yr

@jona_sdt 50% is actually rather little when you consider how much economic output the usa has and that virtually everything newly developed actually comes from there

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jona_sdt@jona_sdt

2Yr

@Alaba everything that comes onto the market in the west, yes. but the west is not the only market and, above all, it is the biggest market.

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Kala@kalagangs

2Yr

What exactly is the difference between the FTSE All-World and the MSCI World Core? Isn't it simply the same thing, with the difference that FTSE distributes and the other reinvests directly?

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VinTech@VinTech

2Yr

@kalagangs there are big differences. The MSCI World has only industrialized nations in it, weighted according to market cap, have not looked up the numbers again, but there are so 1600 shares in it. The All-World has 10% EM in it and partly also a different classification of who is industrial and who is EM. There we stand at just under 4000 companies. The counterpart to the All-World is the MSCI ACWI. There is also a variant with IMI (so small caps) there you end up with 9000 shares. Almost all of them are available as distributors or accumulators, so it doesn't matter.

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Toni M.@INOT

2Yr

👍🏼

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IchPutzHierNur@IchPutzHierNur

2Yr

If you don't feel like dealing with individual stocks, this is a good choice.

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six@six

2Yr

I prefer the accumulator

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Epi@Epi

2Yr

Nothing against the Allworld, but if that is your overall asset allocation, then it is not optimal in terms of return risk. 7%pa at 50% drawdown. In 30 years you will have to go through a lot. Without compensation elements, dress warmly!

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Flo Hornung@Jambalayaflo

2Yr

You have already bought, so our opinion is completely irrelevant.

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Leopold@Chinalyst

2Yr

I also agree with Jona. You could compensate for this somewhat with an EM ETF.

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Nel Son@TSL-Aktien

2Yr

If one is 15 years old, then yes. If one is 40 years old then spend more monthly, 300 for example.

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Riesling@RieslingGG

2Yr

depends on what your goal and risk tolerance is! Personally, I would invest at elf rather on Nasdaq or from the top 10 from it to get the greatest return. So SOS in " ;)

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Deleted User

2Yr

Comment was deleted