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I'm still toying with the idea. Is vivid suitable as a joint account or card for the family/household?
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@Koenigmidas With Sharedpocket you can share an account for the household, e.g. to pay common expenses. Since you can also attach the credit card to the shared account, you could also have a shared credit card. If you then link Curve you would have 2 physical credit cards for the shared account. You just have to keep in mind that with sharedpocket not both are completely the same. One is the holder and the other can access it but is not the holder. If that plays a role? In the family I do not know exactly how that is meant? For children, unfortunately, it does not work, because you can only open an account from 18.
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@Europoor I have downloaded it. I find the investment options cool. The cash back does not really convince me at the moment. With prime I could recoup my foreign costs, but for 9.90 a month. Registration was mega easy, but how and whether I use it will show😉
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@Koenigmidas With the investment of the cashback you can do nothing wrong that is correct. I would still not leave large sums infinitely, because it counts in this special construct not as money but only as points. For the invest function, see text, these are all derivatives.
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@Europoor is worth it in your opinion prime. Or do you just get the 20 euros cash back together?
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@Koenigmidas Prime is not worth it from my pers. View not. The standard plan is also really good from my point of view. 200€ withdraw and 200€ topup should be enough for most, I think. The few stores where you can not pay with card (eg baker) are often not extremely expensive. If you really use the providers in the deals, an upgrade can of course be worthwhile, you can easily calculate. If the rate is uncapped eg 5% and I expect 500€ turnover I would be after deducting the costs at 15.01€, so less than without Prime. Currently in Jan. I have collected 16.05 €. If you take the start bonus by 20 € turnover please let me know whether you got 30 € or 50 €. For me it shows in the app that recruited get 50€. If I go to my own link is always 30€ there.
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@Koenigmidas Oh, and if you just want to clear the start bonus without spending anything, then go with the physical Curve Card (and put it in the reader!) to dm buy anything, price does not matter and say you want to withdraw another 20 € (or whatever the displayed minimum purchase is). Done.
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@Europoor i'll let you know 🙃