Broks (@broks) on getquin

1Wk·

Hello, investor squirrels! Let me introduce myself. I’m Brok, 22 years old, I recently started working and I save 1400€ every month.

Right now, my finances are organized like this:

• 2k for emergencies and expenses.

• 4k for investing.

• 5k in Trade Republic (interest-bearing account at 3%).

Out of the 4k for investing, I currently have almost 1k invested, as you can see in this post where I share my portfolio.

Basically, I’m asking for wisdom and advice. In the end, it’s all about learning and knowing how to manage my money, so I’m all ears. All comments are welcome, and I’ll gladly read them.

I have a question: Do you think ETFs will be profitable in 2025? There seem to be a lot of fees involved, and from what I’ve researched, the returns don’t seem very promising.

The idea is that I’m not sure if the World Quality ETF will give me good returns in the coming years, and I have high expectations for the Russell 2000 now that Trump is in office as president.

McDonald's is a gift from Trade. (Don't judge me)

$GOOGL (+0.94%)
$ASML (-1.59%)
$VRSN (+2.71%)
$IS3Q (+0%)
$RS2K (+0.05%)

#etfs
#stockanalysis
#msciworld
#help

5 Comments

1Wk

Save into a World-ETF. Over the next year, research stocks that interest you. You are young, so concentrate on growth stocks, not dividend stocks. The best strategy (not only) for beginners is super simple: Buy and hold. Warren Buffett made billions with this. It can not be that bad, after all.

Do not:

1. Try to beat the market by "timing the market". It. Will. Not. Work.

2. Buy options (calls/puts). You. Will. Lose. Your. Money

3. Rush in/out of stocks. If you buy a stock/etf, do it with the intention of holding it at least 3 to 5 years

4. Do not (day-)trade. You. Will. Lose. Money.

MOST IMPORTANTLY:

BE FRICKING PATIENT! "Everybody wants to become a millionaire, but nobody has the patience to do so"

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Peter@investingbeginner

1Wk

If you buy an All world ETF, then you are basically betting on the world to have a good year economically, if the world or if US let's say goes into a recession then you can see the share drop. But when $VWCE or any other all world ETF drops 1%, individual shares drop even more. So that's why usually ETF is used in a saving plan or retirement plan and individual shares are more in the risk side.

But anyway you are investing at a young age which is amazing, so just keep going

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PikaPika0105@PikaPika0105

1Wk

Invest those 5k, 3% interest is useless.

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Show answer

Wout@HooiFork

You start a hell of a lot earlier then most of us so that's already a win. I'm only in single stocks, but I like to read annual reports and try to catch turn-arounds. Need a stomach for that though so not sure if that's for you. I don't like ETFs at the moment because the weight goed heavily into the big 7 which are imo not really in buy range, but they might still double over next year.
Most importantly, just go for it, test the water. You will be in the negative at some point but the goal now is to get used to "pay yourself first". I suggest reading books like "the richest man in babylon" or "rich dad poor dad" to see the mindset. And just stick in the game don't panic sell. Good luck on your journey!

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