1Mon·

Simple portfolio for my wife

Good morning!

My wife wants to invest a partial amount (around 50k) for the long term after selling an apartment. She wants to keep it as simple as possible and doesn't want to deal with it for the next 30 years.

So I was thinking of a 1etf portfolio that is as broadly diversified as possible.

What do you think? $VWCE (+0.57%) and chill? $ISAC (+0.68%) ? $SPYY (+0.75%) ?

Should I add gold or something similar?

Thanks and lg

11 Comments

Justin Karacic@Justin_karacic

1Mon

I would put everything into the $VWCE - there's no better way to invest 😁

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Epi@Epi

1Mon

@Justin_karacic Only someone who has never experienced a -60% drawdown can say that.😅

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beardonfire@beardonfire

1Mon

$SPYI

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Kai N.@Webda

1Mon

As an alternative to $VWCE, I would also consider $FWRG. It is a good deal cheaper in terms of fees and is based on the same index. It is therefore more or less the same product with lower costs.

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Erik@dividend_hero_100

1Mon

@Webda Thanks for the tip

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Epi@Epi

1Mon

An ETF is usually one asset class, is usually less diversified.
80% Allworld, 20% gold should bring significant calm to the portfolio.

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Erik@dividend_hero_100

1Mon

@Epi Thank you very much, which gold product can you recommend? An etc like euwax?

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Epi@Epi

1Mon

@dividend_hero_100 $EWG2 is the best product in Germany, no TER, tax-free delivery.

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Erik@dividend_hero_100

1Mon

@Epi I'll have to see what it looks like for Austria, thanks

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Philipp@DerAkti0naer

1Mon

@dividend_hero_100 In my opinion, this does not work in Austria. I have only found a certificate on Flatex. If you find out more than I did, please let me know. Thank you 😀

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Erik@dividend_hero_100

1Mon

Hm yes, it looks like it.

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