7Mês
Right from the start, I opted for just 3 ETFs. Precisely because I didn't want to split it up too much.
•
11
•
@Metis I can understand, that's where my uncertainty comes from
••
7Mês
@BockaufDividenden You would probably have to back-calculate different combos, which would have produced only 3 instead of 6 ETFs with the same invested capital for a personal dividend yield to make a qualified statement, but it does make sense not to split the capital across too many positions in order to get as much growth/dividend growth and personal dividend yield as possible.
••
@Metis I have actually combined a few portfolios and tried them out at https://www.portfoliovisualizer.com/manage-portfolios and there were already bigger differences, e.g. in 5 years over 6000€ more price gain, but about 1500€ less dividends in total. The question then is whether you want to have more dividends from the start or more book profit....If it continues like this in the future, sure
••
6Mês
@BockaufDividenden I don't know your investment period of course, but I have tried to find ETFs with a good mix of dividend growth (with a "lower" starting dividend) and sufficient share price growth.
Personally, it doesn't help me with a +30 year investment period if they pay out a lot of dividends but don't have any real price growth over time.
Then I prefer to take lower current dividend payouts, with high dividend growth and good share price growth.
Personally, it doesn't help me with a +30 year investment period if they pay out a lot of dividends but don't have any real price growth over time.
Then I prefer to take lower current dividend payouts, with high dividend growth and good share price growth.
••
@Metis My investment period is also easily 20-30 years. But it's fun to see how much more they grow year after year, which is why I planned to take one high-dividend fund and one with more growth for each distribution interval.
Supplemented by REITs + BDCs. And then I also want to include various shares based on certain criteria, so that I can gradually reduce ETFs, but let's see
Supplemented by REITs + BDCs. And then I also want to include various shares based on certain criteria, so that I can gradually reduce ETFs, but let's see
••
6Mês
@BockaufDividenden And my thought was that a high-dividend-paying one is of less use to me now.
On the other hand, one with a lot of growth naturally needs significantly more paid-in capital for the same amount of dividends here and now, but in the end I want more dividends later and not as many dividends as possible now.
That's why I'd rather go for a high-growth company with strong dividend growth, which will hopefully be able to pay out significantly more dividends later on and massively increase my individual dividend yield.
On the other hand, one with a lot of growth naturally needs significantly more paid-in capital for the same amount of dividends here and now, but in the end I want more dividends later and not as many dividends as possible now.
That's why I'd rather go for a high-growth company with strong dividend growth, which will hopefully be able to pay out significantly more dividends later on and massively increase my individual dividend yield.
••
@Metis Completely understandable, that's why you have the $FUSD and the $GGRP in your portfolio. I have the $FGEQ so as not to have too high a US share and am just considering whether the $EXX5 is better than $GGRP or not. In my opinion, the Dow Jones has performed better depending on the period, e.g. the last 5 years + higher dividends during this time.
But looking at the last 8 years, Wisdom has performed better overall.
But looking at the last 8 years, Wisdom has performed better overall.
••