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Review March 2025

March is already over, daylight saving time is on and by the time you read this, it will be "liberation day". Let's see what Mr. Trump does today at noon. But that will probably be the subject of April.

For now, let's take a look back at my March 2025.

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I posted a loss of 3.09% in March. With my portfolio size, this corresponds to a value of almost €4,000. The Dax (-1.72%) beat me again, but compared to the HSBC MSCI World (-7.88%) I am still doing very well.

Over the year (YTD), I lost ground to the DAX, which remained fairly stable, but at the same time I was able to extend my lead over the MSCI World. After all...

Overall, however, I am also satisfied in March. As in February, my portfolio is quite stable compared to the MSCI World. Yes, in good phases I forego profits, but I don't have so many losses now. Volatility is supposed to be a real mental challenge for some people. I'm just glad that things are a bit more subdued for me.


My high and low performers in February were (top 3):

$EOAN (+2.46%) EON +13.45%

$UNH (-1.82%) UnitedHealth +7.15%

$ALV (+0.28%) Allianz +6.60%

$RACE (+0.06%) Ferrari -12.35%

$RACE (+0.06%) Eli Lilly -13.04%

$MC (-2.83%) LVMH -17.71%


Funny that UnitedHealth was the second worst performing stock in February and now the second best.


Dividends:

In March, I received a net €165.60 from a total of 22 distributions.

Compared to March 2024 (€128.38), that was an increase of 28.99%


Investments:

As I mentioned in February, I am still building up my nest egg again. This is also not yet complete.

A special payment is due in April, but this will go into the $XEON (-0%) as I am saving all the special payments for the loan repayment in 5 years' time.

I have actually stopped some savings plans in order to have more money for individual purchases or to build up cash. More on this later.


Buying and selling:

There were no sales this month.


I bought Ferrari, and there is still room here until the position is full.


As I mentioned above, I stopped some savings plans. Realty, STAG, Gladstone Investment and Hercules Capital have been stopped. I would like to add to Realty again to fill the position (I'm still €300 short). The price of the others is moving sideways, so I imagine that I will be able to buy them at a later date at the same price.

Savings plans (total €175):


Goals 2025:

My goal is to have €130,000 in my portfolio at the end of the year. The goal is to be achieved by reinvesting the dividend, making payments and, of course, increasing the share price. The share price increase is of course impossible to predict in any way, so the motto is: if the share price falls or does not rise enough, more cash is needed.

This comes from selling useless stuff on eBay, additional income from e.g. "neighborhood help" etc. The worse the share price, the more additional cash has to be raised.

Target achievement at the end of March 2025: 21.05%


So I'm on the right track (so far), although I would have needed a bit more in March to maintain the average. Well, everything is still open at the moment.

Now I'll wait and see what tariffs come in today (or not), look forward to the dividends and just wait and see. "Because doing nothing often leads to the very best of something."


How was your March? I have the latent hope that, for once, I did better in March than my usual 50% or so of the getquin community.


#washbaerreview

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4 Comments

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Finally @DividendenWaschbaer I was waiting for it the whole time yesterday. Jo 130k should be easy for you, right?
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@Koenigmidas Yeah, got hung up on the 6€ something that TR deducted from me and I don't know where. Must have something to do with the reclassification. So TR couldn't have thought of a more damming system. Documents are added that are filed in some other activity but I don't get any information about them. I spent two hours on it and found a few things, but in the end there was just 1.07€ left over. I have now simply posted it as a tax correction for realty. Done 😂

Well, I wouldn't say easily. By building up a nest egg, I just have less to invest. So I wouldn't take it for granted. And if the market continues like this this year (or sideways) then neither 😅
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Is that an excel spreadsheet you created yourself? Otherwise it all sounds like a solid, realistic plan.
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@Superbla This is from Portfolio Performance.

Thank you, let's hope that the plan also ends up being solid 😅
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