As the Rewinds are slowly becoming the main content here, I'm also coming around the corner with my review of the year. However, I will split it up into several posts, as otherwise it would be too long.
The most important events in 2025:
- My safety buffer was finally fully built up after four years.
- Start buying back my old portfolio. Sounds sensible and pointless at the same time, because past performance never reflects the future.
- Fulfilling a childhood dream: a Formula 1 weekend đď¸
- Reaching âŹ1 million gross salary. Have you ever calculated after how many years you will reach your first million?
- A legal dispute ends in my favor on 31.12.2025.
- The annual special repayment could be made as planned.
- Birth of my first child. Wonderful, but also extremely stressful, especially if you work a high percentage of the time.
I set up two custody accounts for her:
- Depot 1 is currently at +18 %
- Depot 2 at +7 %
One part of the savings plan runs weekly via me, the other monthly via the grandparents.
What will change for our household budget after the birth?
The entire child benefit plus a voluntary maintenance allowance (totaling âŹ675) will flow into our household budget. This means that my wife and I can each save an additional âŹ210.
Of course, there were also some less pleasant things:
Several unsuccessful job applications
still no improvement in the nursing professions
and also phases of newly diagnosed autoimmune disease.
In addition, there was a small additional payment.
In my next reviews, we will look at my current strategy, my personal outlook for 2026 including targets, my performance in 2025 and my mega watchlist.
Until then: Ciao Kakao âď¸
