Dear Community,
We’re hosting another webinar, this time on the topic of withdrawal planning for retirement.
During the accumulation phase, it can make sense to invest in a broadly diversified portfolio with a higher allocation to stocks, especially when you have a long investment horizon. However, as you transition into retirement, your risk profile changes: Once money is withdrawn regularly from the portfolio, it’s no longer just the average return that matters, but also the order in which gains and losses occur.
Particularly weak market phases at the beginning of the withdrawal period can significantly impair a portfolio’s long-term sustainability. This so-called return sequence risk should therefore be factored into retirement planning early on.
In this webinar, we’ll show you how to prepare your portfolio for the withdrawal phase, which withdrawal strategies are suitable, and how to realistically determine your personal retirement gap. We’ll also discuss the key factors needed to make a well-informed transition into retirement with a clear plan.
We invite you to join us on Thursday, August 20, from 8:00 p.m. to 9:00 p.m. to a live webinar.
Together, we’ll discuss:
- the order-of-returns risk and why the first few years of withdrawals can be particularly crucial,
- financial planning for retirement and realistically determining your retirement gap,
- building a robust portfolio that can better cushion withdrawals even during market downturns,
- different withdrawal strategies and their respective pros and cons.
At the end, there will be plenty of time for your questions.
You can register here: https://luma.com/sfwcag1j
I look forward to seeing you there.
Christian
