9H·

Example securities account

Hi Hi everyone, what does the swarm intelligence say about this fictitious portfolio? Focus on (dividend) growth + some high income players. High income is cool, but I don't want to leave any returns over this very long investment period. That's why the high-yield stocks are weighted quite low.

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Half classically in Invesco's FTSE, where the dividends would be reinvested for the next few decades. Boost S&P to US + tech share. Otherwise it would be a bit too little for me. Otherwise of course a bit of Bitcoin, my favorite blue chips for exposure (incl. good divi growth :D)+ steady income stuff. Overall, I think the sector distribution + the country distribution are okay. Investment horizon is >40 years, so I can take the US cluster risk for now. The only thing that gives me a bit of food for thought is the weighting of the top 10 positions. That's a good 35%. Of course the Mag7 (well rather Mag6, Tesla falls a bit) + other blue chips and $BTC (+0,06%) . You can see the exact allocation by clicking on it below.


What do you think? Too much of a good thing? Too big a lump? I look forward to any feedback. :)

23Posições
€ 1.008.325,94
0,74%
7
3 Comentários

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Wouldn't be for me, and I would have said that three years ago. The FTSE All World, Bitcoin and the small savers' income favorites: why not. But I find it difficult to overweight the US and tech in particular in the long term. You're only betting on what has done well over the last 10 years. Classic recency bias.
Instead of going into the race with certain stocks for the next 40 years, I would define rules for what I buy. And I would be inspired by the classic factors.
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It would be too much dollar for me. I would take a EUR-hedged Nasdaq (e.g. $EQEU ) instead of the S&P500. The rest is then ok.
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17min
In terms of portfolio size, I would diversify more. Sectors, currencies, asset classes, strategies.

If the USD and S&P500 drop by 30% each (this happens all the time and can happen at any time), you're half a million poorer. That would cause me stress. 🥶
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