Some time ago, i made a decision to switch from $VWRL (+0,26%) to $FTWG (+0,28%) , but since then i was finally thinking my portfolio is well thought out but it turns out its not.
I made that decision purely out of lower TER, since its 0.07 less.
Today i noticed that dividends of this fund are paid out in USD. As this fund provider has US based currency for distribution, even though that is domiciled in Ireland just like VWRL. But now i wonder i am not on better with lower TER if i have to convert into eur with 2% conversion fee. That is if i decide to reinvest or withdraw. This frustrates me now because i had to pay unnecessary taxes for selling my VWRL positon.
Since i only invested on ibkr. Would be better to start positon on trading212 in VWRL and once its green to make transition again?
What are your thoughts on this? I would really appreciate some opinions to help me figure this out!
Have a great day you all!🙃
