7Mês·

Suggestions for improvement

19 years old, current savings plan:

400€ $IWDA (-0,48%)

200€ $CSPX (-0,78%)

200€ $IEFM (-0,33%)

100€ $BTC (+0,49%)

50€ $GOOGL (+0,18%)

50€ $ASML (+0,64%)

I have an additional €10,000 available, which I want to invest gradually and wait for good opportunities.

Thanks for the feedback.

13Posições

€ 12.245,32

1,55%

15 Comentários

DoesItReallyMatter@DoesItReallyMatter

7Mês

Simple, good, and strong. Now, just continue adding funds to the ones already included in the portfolio and hold hold and hold😅

••

LightningMcQueen@LightningMcQueen

7Mês

@WealthArc 🙏🏽🙏🏽

••

Kochi@K0chi

7Mês

I would take out the dividend stocks. In my opinion, it's only worth switching to dividends when you have a few 100k at 40-50. I'm not so sure about the Europa Etf. Personally, I would probably leave it out at the moment and replace the position with either $EWG2 or $IWDA.

••

LightningMcQueen@LightningMcQueen

7Mês

@ETF_Jesus I'm not planning to go completely into dividends. In my opinion, a good mix makes the difference and the positions should be gradually increased. They are all quality companies. I agree with you about Europe, but I wanted to diversify a little so that the USA share doesn't become too large. Hence the Momentum ETF instead of the normal ones...

••

Kochi@K0chi

7Mês

@LightningMcQueen Well, my opinion is that if you're as young as we are, you should reinvest everything. You don't really get anything out of €20 a month in dividends. You could also consider it a "free savings plan" when you reinvest it ;)

••

Julien_rei@Julien_rei

7Mês

Looks good. I like it!

••

LightningMcQueen@LightningMcQueen

7Mês

@Julien_rei danke👍🏻

••

Tenbagger2024@Tenbagger2024

7Mês

Keep it up and stay tuned. Continue to expand the S&P ETF, do not take any individual stocks from the ETF. Rather take in satellite stocks, i.e. growth stocks from the second tier.

••

LightningMcQueen@LightningMcQueen

7Mês

@Tenbagger2024 So focus on the S&P or rather on the World?

••

Tenbagger2024@Tenbagger2024

7Mês

@LightningMcQueen The World already has a weighting of 50%.

••

LightningMcQueen@LightningMcQueen

7Mês

@Tenbagger2024 Does the timing for the S&P also not matter or should we wait again until Trump gets in, I would like to increase the position again in any case

••

Tenbagger2024@Tenbagger2024

7Mês

@LightningMcQueen
I don't think it matters in the long term

••

But T.@But_the_Stock_Picked_Me

7Mês

Why do you have $IEFM (Europe Momentum) in there? It's interesting.

••

LightningMcQueen@LightningMcQueen

7Mês

@But_the_Stock_Picked_Me Because the normal Europe ETF doesn't perform well enough for me to maintain diversification, the Momentum performs much better

•

aaron@opportunity_expert_122

6Mês

Keep away from crypto. Could legit loose it all tomorrow

••