13H
There is currently no good solution for this. In Germany, we need a system similar to the American 401k, where you can trade tax-free and only withdrawals are taxed.
What you can do:
Relax the unwanted ETFs over the coming years first. 🤷♂️
What you can do:
Relax the unwanted ETFs over the coming years first. 🤷♂️
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@BigMo Yes, our entire tax system is not fair, multiple taxation should simply be banned, but what you say is the least that should be regulated.
The problem with your proposal is that I don't actually relax the dividend ETF, I need the sum for my dividend payments, which finance my life, so to speak 🤔
The problem with your proposal is that I don't actually relax the dividend ETF, I need the sum for my dividend payments, which finance my life, so to speak 🤔
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@BigMo Or simply an allowance after a certain holding period. If I hold shares or ETFs for 5 years, then it should no longer be considered "speculation".
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@marda304 the ETFs were all bought in 2021. I have changed brokers to some extent because I started to diversify in terms of providers and recently bought everything away from Trade Republic, but it's been a while since I originally bought them.
But the tax always applies as soon as you sell. You should introduce a "switching" function that is then tax-free. Instead of WisdomTree Global Quality Dividend Growth and Fidelity Global Quality Income, everything is then only in the VanEck Morningstar Developed Markets Dividend Leaders as an example 🤷🏼♂️
But the tax always applies as soon as you sell. You should introduce a "switching" function that is then tax-free. Instead of WisdomTree Global Quality Dividend Growth and Fidelity Global Quality Income, everything is then only in the VanEck Morningstar Developed Markets Dividend Leaders as an example 🤷🏼♂️
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