Dear Community,
I have a 300k securities account with 50% shares, divided between $AAPL (+0,26%)
$ALV (-0,14%)
$AMZN (-2,39%)
$NOVO B (+5,32%) and some $VOW (-0,15%) the other 50% in ETFs, split between $CSPX (-1,14%)
$EXUS (-0,61%)
$NADQ (-1,51%) and something $DE000LS9U6W1 (-2,83%) ...
A strong US (tech) focus is desirable. Not because I believe that the USA does a lot of things right, but shareholder & shareholder value primarily have an influence on entrepreneurship in the USA, ok and the Mag7++ have a top position in other ETFs anyway.
I use the MSCI EX USA to shift the focus away from/to the USA as required.
I have built up this status quo over the last 2 years, after having a lot of individual stocks in the years before and following the "greed eats brains" strategy with some losses (see other post).
Now I would like to read your opinion or collect a few points of view, knowing that there is not THE right one. In the near future I will receive an inheritance of around 400,000 euros. Now I am torn. No, I don't really know what to do. My reflex was "keep going and split up if you're happy with the above strategy/allocation", but perhaps more asset classes could be included with this sum .... and/or more focus on crypto, or more diversification or or or or .... Or everything on GTAA , @Epi :-D hehe - What do you think?
PS: I am 58, IT manager, EFH paid for, 2 children, studies feddich. Controlled build-up with withdrawal plan start in about 5 years. Shift from 50% individual stocks to 75% ETF planned in 2025.
