Why first collect dividends that you will reinvest anyway?
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@Krush82 then explain how I should invest in the TDIV acc? Apart from that, everyone has a different strategy, lifestyle and who knows what else. There are said to be people who use the cash flow for 2 vacations a year with their partner in the Maldives and Southeast Asia. Without having to sell anything.
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•@Finanzaristokrat only invest in the TDIV if you also want to "consume" the dividends - then it makes sense
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@Krush82 Makes little sense to me. Then I would have to pay a lot of tax at once if I switched to a distributer.
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@Krush82 left pocket - right pocket. But if paying taxes early is fun, let people do it ;)
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•@Metis you don't necessarily have to reallocate but simply stop saving. But it's irrelevant anyway because nothing will be changed by the creator
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@Krush82 @Psychedelic_Sunflower a very small advantage at the moment. Now we know the tax rate. What it will look like in the future given the current political situation. So it's not all that bad after all
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•@Krush82 And what do I do with the theasuier then? If I later want to live from dividends instead of selling? It ties up capital that I would need more sensibly in the distributor for my strategy.
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•@Metis There always comes a time when taxes are due
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On the contrary, you don't lose anything with the accumulator. It simply builds up more assets over the years because no current taxes slow down the return. If you want to live off it later, you take out your cash flow as normal via planned sales. It works the same way, only more efficiently. In my opinion, maximizing assets first and then withdrawing them is ultimately more effective than immediate distributions
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•@Sololeveling I don't necessarily reinvest the dividends where I received them from. In this case, it may well make sense from my point of view.
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