Hello everyone,
Since many of you have shown your depots recently, I thought I'd follow suit and present mine too.
Briefly about myself:
I have just completed my training as a bank clerk and now work in an auditing firm.
I am also unable to insure certain risks such as incapacity for work or similar due to pre-existing conditions (nothing serious).
I have also just moved into a great apartment with my boyfriend.
Investment goal:
I am building up the portfolio with savings plans as well as individual purchases. The ultimate goal is for all positions to be self-financing with €25.00 per month. With the dividends that accrue by chance, I would like to cover part of my monthly fixed costs. This is quite possible as I have an extra account for my custody account (free of charge at my house bank).
The following items are still missing: $META (-0,65%)
$JNJ (+1,28%)
$MA (+0,04%)
$MSFT (+0,27%)
$NVDA (+0,4%)
$PEP (+0,31%)
For 2025, I would like to get as close as possible to the €100.00 mark.
It's a bold target, and many might object because of the savings plan / individual purchase combination, but this is the best way for me. The role model for this is @Simpson.
I would also like to replicate the portfolio step by step at Trade Republic for vacations etc.
In my current circumstances I have enough reserves to be able to focus on dividends.
As of yesterday, I beat the MSCI World with 0.71%, which I think is pretty good.
Do you have any ideas for changes to the positions? And please don't liquidate all positions and then into the $VWRL.
The $VWRL (+0,84%) only came later that some positions overlap, but this is not a problem for me because of the dividend idea.
Have a nice weekend!
