1Mês·

Fixed monthly contributions

I changed my fixed monthly contributions from the ETF SP500 to this MSCI World index fund, the change is to diversify around the world and not have 100% in 🇺🇸 and on the other hand I have the tax issue of 🇪🇸, with funds you can make transfers from fund to fund without paying taxes, with ETFs you have to go through cash ... So in the long term it is very beneficial to be in funds and not in ETFs.

(my monthly contribution to the fund will be €300).

04.06

FEP

MSCI World Index P

Comprado x29,57 em € 11,16

€ 330,00

13 Comentários

Rubén G. Gómez@IAMRG

1Mês

Ole unos españoles por aquí 🇪🇸 I also have the same index fund, a pity the problems of updating the index quotes on this page, there is no way to make a good follow up to the portfolio like this.

•

Swin@swinbbe

1Mês

@IAMRG A pleasure!🫡 yeah man it's a bit of a pain not having it in real time....

••

profit_potential_917@profit_potential_917

1Mês

Another Spaniard who has also bought this fund. Curious that the only mention of this IF is in Spanish.

As you say, if the idea is to make the capital grow, in Spain the best fiscal option is the FI.

•

Swin@swinbbe

1Mês

@profit_potential_917 Exactly, I was in ETFs because I was not well informed of the taxation of 🇪🇸, as soon as I found out I changed my contributions from my main ETF to this fund... in the long term is to play with a lot of advantage comparing a product with another, a abrazo🤜🏻🤛🏻

••

Rubén G. Gómez@IAMRG

4Semana

@profit_potential_917 I would venture to say that we have all seen the same financial youtuber advising this fund and use MyInvestor to invest in it 😅

••

Swin@swinbbe

4Semana

@IAMRG Maybe you're talking about Andres?

••

Jose@Kspykee

1Mês

Good morning, I have approx 65% in funds and the rest in shares (starting now with ETFs). For Spain, it is fiscally much more favorable the funds without a doubt.

•

Swin@swinbbe

1Mês

@Kspykee the funds are the best... moving from fund to fund without having to pay taxes is a great tip.

•

Jose@Kspykee

1Mês

@swinbbe I go beyond the recommended horizon of 3-5 years. Every year, if I see an opportunity, I change.

••

Swin@swinbbe

1Mês

@Kspykee Good one! I'm going to stay in msci for many years... I'm going to add also something fixed for next year and keep those two for many years, until it's time to rebalance and move a percentage to a quieter fund.

••

Utilizador eliminado

1Mês

O comentário foi eliminado

Swin@swinbbe

1Mês

@_Hippo_ The operation comes out to 330, because I had those 30 left over and I added them. If I have something extra, I always add it. Thanks for your comment.🫡

••

Atom.Shift@anas_232

1Mês

@_Hippo_ why 321 or 333 can i know the reason?

••