Not forgetting the additional support for children. But the whole thing stands and falls with the actual fees. And of course you lose flexibility. But certainly not wrong as a supplement
@DonkeyInvestor Exactly, as described above it can fail because of the fees. I would also take the 150EUR gross as the maximum amount, and then you lack some flexibility but you get security. Depending on your life situation/plan, it can of course also be pointless. The support of the children also plays a role, but it is individual, so I have left it out, you can look at it in the tool : )
@DonkeyInvestor Yes, but it can also be significantly lower. You just have to compare the products yourself. Just like with an ETF where the costs vary from product to product. I think Finanz Tip or similar will also compare and evaluate products
@DonkeyInvestor the subsidy that will probably remain in place, we will see whether it is worth it in the end when all the information is available soon.
@Aktienfox I see no reason why the subsidy should be taken away again if the contract is fulfilled normally. It is simply subject to the fluctuations of the deposit
@Aktienfox If you take the retirement savings account in its pure form, you have no protection whatsoever. The allowances will be transferred, but you could gamble them away due to ultra-bad timing or whatever.
