I don't think I would ever stop completely. It already starts with the fact that as a private individual you are asked to pay for health insurance etc. My plan would therefore be to cut back significantly 😀 but of course, you have to know what standard of living you have and therefore how big the deposit needs to be.
@Dividend_Donny I think the tool takes this into account, depending on how realistically you handle the stored data. I can see a certain complexity, especially with the German tax issue.
