1Semana
Our first child was born a few weeks ago - now we're a family. We are getting married next year.
Until last year, when we decided to start a family, we kept asking ourselves this one question: Family or freedom? And the concept of freedom here also relates to the financial aspect. On the one hand, the state regrets the ever-lower birth rate, but on the other hand, there is a lack of financial incentives.
Many families are experiencing the misery of no longer being able to maintain their previous financial freedom.
Everything is becoming more expensive - the salary increase every few years is not enough. After all, you want to be able to offer your family something and treat yourself from time to time.
As a new family, we are aware that we decided against the path of financial freedom when we started our family. It was a long process. And there are also fears of poverty in old age, but that's another topic.
Until last year, when we decided to start a family, we kept asking ourselves this one question: Family or freedom? And the concept of freedom here also relates to the financial aspect. On the one hand, the state regrets the ever-lower birth rate, but on the other hand, there is a lack of financial incentives.
Many families are experiencing the misery of no longer being able to maintain their previous financial freedom.
Everything is becoming more expensive - the salary increase every few years is not enough. After all, you want to be able to offer your family something and treat yourself from time to time.
As a new family, we are aware that we decided against the path of financial freedom when we started our family. It was a long process. And there are also fears of poverty in old age, but that's another topic.
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1Semana
@HoldTheMike There is nothing to add to your answer 👍🏻
I can only encourage you to go in the direction of family. On the one hand it's a great fulfillment and on the other hand you get something back that can't be expressed in money.
But it's really hard. I won't deny that.
I can only encourage you to go in the direction of family. On the one hand it's a great fulfillment and on the other hand you get something back that can't be expressed in money.
But it's really hard. I won't deny that.
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@HoldTheMike I always wanted children of my own. And my two sons are the best gift I have ever received in my life.
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•1Semana
@Thomas_1963 how beautiful 🙏
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1Semana
@HoldTheMike if the salary increases were at least really useful... that's frustrating too. As a normal employee without having salaries of 90-130k that some have now, you are simply trapped in the spiral of all the costs you mentioned.
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1Semana
@HoldTheMike My wife and I feel the same way. We've had a son since August, are super happy with him and have an income that is top in MV. Now the apartment is slowly becoming too small, houses are only affordable in the surrounding area without a direct connection to the city. Renting in the city is not worth it, then you can pay off a loan straight away. We would still find a 4-room apartment in a cooperative and the rents there are reasonable, but in the long term we need a 5-room apartment (a study and room for planned child no. 2). These are super rare and therefore extremely expensive. It would be easier to have just one child, concentrate our financial resources on the child and save on other purchases such as larger apartments or a bigger house.
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