1Semana·

70K Milestone🥳

In February 2025, I pulled the plug. After my Sparkasse funds had barely moved in 4–5 years, I bought my very first stock with just a few euros and zero prior knowledge. It was the best decision ever!


Since then, I’ve been consistently investing €1,300 every month and selecting my own positions entirely on my own.


My milestones (all reached well ahead of schedule!):

🎯 25K: June 25

🎯 40K: Oct. 25

🎯 60K: May ’26

🏆 Current: €70,000 in September ’26!


I’ve now earned over €15,000 in pure returns, and the feeling is simply indescribable. My goal for the end of this year (12/26) was 70K—I’ve already surpassed that. Let’s see if I can hit 80K before the year is out!


My portfolio:

I currently hold 25 positions (24 individual stocks + Bitcoin). Every month, I decide anew how to allocate the €1,300 among these holdings. My ultimate goal: financial freedom.


Question for you:


1️⃣ What do you think of a 100% stock-picking strategy with 24 stocks? Does it become too much work once you hit 100K, or do you stick with it?


2️⃣ I’m thinking about adding a new position in $APP (+5,92%) . What’s your take on the company right now?


Looking forward to your feedback! 👇 #Milestone #StockPicking #FinancialFreedom #ByeByeSparkasse

24Posições
€ 71.168,18
29,15%
16
6 Comentários

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It seems to be working, so why change anything? The only question is how you'll react when things aren't going so well. That's why I'm glad I have a 60% allocation to ETFs.
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@Tobi60 Well, let's see how you actually react when things don't go so well. While an ETF does “eliminate” individual stock risk during normal market conditions—such as earnings warnings or regulatory issues—it doesn’t diversify away market risk. When the market crashes, you’ll crash with it.
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@Dividendenopi Well, I still have gold and Bitcoin. I'm not sure to what extent you can—or should—diversify even further.
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@Tobi60 It's actually okay to mix in other assets. It just sounds like you're trying to make a case for a single-stock strategy with a high ETF weighting as a "loss protection." And here's my take on that: It's usually fine, but if the market corrects significantly, no ETF will help you.
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Great titles. Best of luck to you in the future!
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The first stock market crash will show just how steadfast you remain. I've been through quite a bit over the last 15+ years, and sometimes that makes you start to have doubts.
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