1Mês·

Klarna

Entry into $KLAR (+0,35%) -50% of the IPO. Super case for me. Super integrated, sales + profit right for the time being. A few regulatory issues that are kindergarten in my opinion. Deliberately go in before earnings with 50% of the desired end position. Just paid my half-yearly gym purchase with Klarna as a thinking shareholder :)

24 Comentários

TotallyLost@TotallyLost

1Mês

I say no to that 😅

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Powell@TheRealPowell

1Mês

Reach into the toilet

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Ver todas as 8 restantes respostas

Gerald@Irlandfan

1Mês

I don't like the concept, many lawsuits are now pending in Austria.

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nassimcanim@nassimcanim

1Mês

@Irlandfan What specifically don't you like about it? In terms of lending?

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Gerald@Irlandfan

1Mês

@nassimcanim the business practices https://ooe.arbeiterkammer.at/beratung/konsumentenschutz/konsumentenrecht/haeufiggestelltefragen/Klarna__Probleme_beim_Zahlen.html

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TotallyLost@TotallyLost

1Mês

@nassimcanim I'm also unsure about the quality of Klarna's customer base.
They buy groceries on credit, but at the same time also 24-month financing on consumer electronics...
That's the kind of customer you don't really want, because if the economy cools down, they'll have problems paying...

If banks are not willing to give such people a consumer loan... do they simply not see the opportunities or is the risk too great for them?

I suspect it's the latter. And risk in the financial market has the characteristic of being invisible until it materializes...
And then it's often too late for shareholders.

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nassimcanim@nassimcanim

1Mês

@Irlandfan if you behave normally with klarna, nothing happens. the totally loose guy below explained the problem better: the customer base.

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TotallyLost@TotallyLost

1Mês

@nassimcanim https://images.meme-arsenal.com/2e035795404e5500e14b235b204bc774.jpg

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nassimcanim@nassimcanim

1Mês

@TotallyLost https://tenor.com/teP2mpuTd8t.gif

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Gerald@Irlandfan

1Mês

@nassimcanim I speak from my own experience, returned goods, Klarna threatened to sue, after a lot of back and forth, nerves... and threats on my part, I called in the Chamber of Labor and finally things calmed down. There are better payment service providers, even if they are based in the USA. The EU doesn't seem to be getting its act together

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Mr. K@TechNav

1Mês

Does the ceo want a yacht 🛥️?

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BeachPlease@BeachPlease

1Mês

The loan defaults will come...

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nassimcanim@nassimcanim

1Mês

Nice guys + 2/2

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SGP@Koenigmidas

1Mês

Perfect

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Audiemus@Audiemus

1Mês

But now!

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Charmin@Charmin

1Mês

I wouldn't have "dared" to get in on *the* figures with a stock like Klarna, which has been falling like a stone since the IPO. Or did you end up buying BEFORE the figures? Because you're talking about 50 percent, but it's now down 70 percent.

I have no idea about the internals at Klarna, but so far I've only experienced them as the payment provider of choice for scammers. But it could be a bias. Apparently, at least to my knowledge, Klarna also seems to have a massive problem with protecting its customers. Things are bought at the expense of others, the "real customer" is probably quite stressed, Klarna doesn't take action.

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