Yes, but you pay a part of it to the providers, they are not that cheap. But it's better to take money and multiply it than do without it, even if the fees are higher.
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@DerUnwissende That's right, it's a pretty expensive custody account. But it makes sense to decouple the VL custody account for the sake of clarity alone.
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Yes, but in the end you get more out than you put in, so it fits.