Hi, I invested in the$VWRL (+0,65%) but I think I am gonna switch to $FWRG (+0,93%) ( let me know what you think). I am also interested in dividend stocks like $JEGP (-0,44%) and $TDIV (+0,97%) is it a smart move to get such etf or is it better to get something like $PEP (+2,38%) . Any other advise is welcome!!