5Mês
How? You want to generate 150-200k pa with 1.5 million?
If the 1.5 million can be used up, then you can easily achieve your goal with a money market ETF.
If you want to keep the 1.5 million, you need a strategy that reliably performs above the market return. In my opinion, this is only possible with something like GTAA.
If it's just about reliable income, then something like this might be the easiest: https://extraetf.com/de/etf-portfolio/jeden-monat-ausschuettungen
Your current variant seems to me to be a typical world portfolio with sector satellites. Only the fluctuations are likely to be reliable. 🤷
If the 1.5 million can be used up, then you can easily achieve your goal with a money market ETF.
If you want to keep the 1.5 million, you need a strategy that reliably performs above the market return. In my opinion, this is only possible with something like GTAA.
If it's just about reliable income, then something like this might be the easiest: https://extraetf.com/de/etf-portfolio/jeden-monat-ausschuettungen
Your current variant seems to me to be a typical world portfolio with sector satellites. Only the fluctuations are likely to be reliable. 🤷
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•@Epi Thank you for the quick and extremely helpful answer. Combining different ETFs with different distribution dates is something I wouldn't have thought of myself. I should probably add, and I have now edited it, that 200k in current purchasing power is required per year, otherwise a money market ETF would have been an option anyway.
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•5Mês
@A_S First of all, I would calculate the annual target return, which can then be used to derive the strategy with the lowest risk or the lowest fluctuation. That's actually what financial advisors are there for.
But there are some things you can do better on your own. So: Assumptions 1500k capital, 200kpa incl. inflation withdrawal in 10 years, 4% inflation.
You enter all this here:
https://m.zinsen-berechnen.de/entnahmeplan.php
If the result ends up somewhere around the required 5-8% return per year, you're in good hands with a dividend portfolio. Otherwise, you need other solutions.
But there are some things you can do better on your own. So: Assumptions 1500k capital, 200kpa incl. inflation withdrawal in 10 years, 4% inflation.
You enter all this here:
https://m.zinsen-berechnen.de/entnahmeplan.php
If the result ends up somewhere around the required 5-8% return per year, you're in good hands with a dividend portfolio. Otherwise, you need other solutions.
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