3Semana·

Lost in ETFs

Hey guys, I think I got a bit lost in the ETF world.

I’ve been investing for 1.3 years now, and until now, apparently, I was investing in hedged S&P 500 ETFs, which have brought me quite a nice profit so far (+4% YTD) thanks to the strength of the euro and the NASDAQ. I’ve already managed to build up a considerable amount during that time, but I’ve realized that for the long term, I may have picked the wrong ETF.

So my question now is: is $CSNDX (-0,34%) the most popular ETF for retirement investing, and is it a good idea to use dollar-cost averaging there over the long term? For now, I’m mainly interested in the NASDAQ 100, as it has outperformed the S&P 500 recently.

30.06

iShares NASDAQ 100 ETF

Comprado x0,229 em € 1.106,40

€ 253,00

7 Comentários

Giacomo@Romolo

3Semana

In general, the non-hedged would be better for long term for lower TER and to diversify for EUR that is already you currency for everything. But we’re not in normal times, and if I were you I would keep this hedged version for a while until things stabilize a little. You could consider the swap if USD lose more value against EUR in coming months, that is very likely in my opinion.

•

DoesItReallyMatter@DoesItReallyMatter

3Semana

@Romolo Yeah, I also think I’ll just hold them, since I’m not really losing anything. It’s just a different kind of diversification, and I’ll start adding only to the new positions.

•

KingC@RaphGM

3Semana

In my opinion, it could be used as a diversifier, but not as a core.

••

DoesItReallyMatter@DoesItReallyMatter

3Semana

@RaphGM The idea is to keep buying it until I reach 10K, and then start investing in $CSPX and $VWCE, also building them up to 10K each. After that, I can continue adding to all three, buy some individual shares, or start building another 10K position in the EU STOXX index.

••

KingC@RaphGM

3Semana

@DoesItReallyMatter What is your goal in terms of weighting? Equal-weighted?

••

DoesItReallyMatter@DoesItReallyMatter

3Semana

@RaphGM
70% ETF's
25% Stocks
5% Crypto

for all:
70% US / 30% EU

for Core equally split:
S&P500
NASDAQ100
STOXX 600

Satellites:
Individual shares
Small ETF's that I already bought

••

KingC@RaphGM

3Semana

@DoesItReallyMatter As you have a clear goal, you could start investing simultaneously in each ETF with the defined weighting, instead of doing sequentially as you plan to do.

•