2Ano·

How do you do?

About a month ago, right after my 18th birthday, I opened an account with Scable Capital and invested 400€ in stocks of companies that I personally use, such as $AMZN (-0,77%) , $KO (-0,23%) , $DPW (-0,85%) , $8058 (-0,95%) and $COK (+0,38%) . Unfortunately, I also have some small positions like $LOCK (-1,73%) and $BLOK which I'm not really convinced of in retrospect. It was more of a spontaneous decision that I now regret a little. As I'm still in training, I can invest €200-300 per month. My real question now is whether it makes sense to sell everything and instead save in a world ETF like $XDWD (-0,47%) to get an idea of the market and gain experience. Alternatively, I could also sell all stocks except $AMZN (-0,77%) , $KO (-0,23%) and $DPW (-0,85%) and invest the remaining amount in the World ETF and save it in the future.

Thank you in advance!

4 Comentários

Stefan@InvestmentPapa

2Ano

Exactly like this. Simply take a broadly diversified ETF, which has a term of "infinity". So simply savings plan on the broadest possible ETF (such as ACWI) and then always stay with it. Individual shares maximum 2-3 to vll. get a little feedback directly (speak of market and company). The 400€ hurt you today maybe to "lose" this again... just think about what in the end the 400€ are still "worth" once you have 50k, 100k or even more together. Exactly... Small teaching money. And better now, than with later large sums. good luck. 🍀

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Jannis@JannYs

2Ano

@InvestmentPapa Thanks for your answer! I will do it like this 👍🏼

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Epi@Epi

2Ano

If you want to get to know the market, you can also split the portfolio between AllWorldETF, B&H stocks and gambles. Maybe 60-30-10. Then you never get that itch in your fingers when some asset class is hyped again and your portfolio only makes AllWorldPerformance.

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Jannis@JannYs

2Ano

@Epi that also sounds good, I'll give it some thought. Thanks for your answer 👍🏼

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